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ScooterLicense A2 (19+)7,200/yr UK

Honda Forza 125

Honda's premium A1-license touring scooter. Same eSP+ 125cc engine as the PCX125 wrapped in a larger, more touring-oriented body — taller windscreen, larger storage, more comfortable ergonomics, traction control, smart key. The default choice for 125 commuters who do longer distances than the PCX is designed for.

Honda Forza 125
Photo: Honda Forza 125 — Wikimedia Commons · CC BY-SA 4.0
Engine
125 cc

eSP+ liquid-cooled SOHC single

Power
14.8 PS
Weight
162 kg

wet

Seat height
780 mm
A2 licence

The short version

64/100

Forecourt score

Value 64 · Insurance 63 · Theft 65

The Honda Forza 125 holds its value about as well as most bikes (around 25% lost over three years, against the 25-32% bike norm) and costs about average to insure (group 7). Theft risk is moderate.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: Forza 125

Engine

Petrol · 125cc

Power

14.8 ps

Torque

12.2 Nm

Weight

162 kg

Seat

780 mm

Transmission

CVT automatic

Economy

102 mpg

Volume Forza 125. eSP+ 125cc with 14.8 PS, CVT, belt drive. 162 kg wet. 780mm seat. Adjustable screen, smart key, HSTC.

Tell us about the one you're looking at

2023
20212026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£3,712

Range £3,341 £4,083

HIGH CONFIDENCE

When new (2023)£4,949
Age-based value£3,712
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£5,199

At 5 years

£3,431

At 10 years

£2,516

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation25% lost
Years 3–7Used-market sweet spot18% lost
Years 7–15Stable / vintage-cult zone23% lost
After year 3: 75% retainedAfter year 7: 57% retainedAfter year 15: 34% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Belt or shaft drive eliminates the chain/sprocket consumable; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£1,889

Per year

£630

Per mile

£0.08

Servicing£540
Tyres (pair)£480
MOT£89
Fuel / energy£780

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 7 of 17 (mid — mainstream) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£360/ year

Roughly £30 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£594£792£1,109
Age 22-29£365£486£680
Age 30-39Selected£270£360£504
Age 40-49£238£317£444
Age 50+£216£288£403

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

2/4Medium risk

1 — Low2 — Medium3 — High4 — Very high

Medium risk

Some theft pattern, particularly in urban postcodes. Thatcham-approved chain plus disc lock recommended; secure overnight parking helps premiums.

Theft hotspot postcodes

ENSE

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

Premium scooters are stolen in London — chain + disc lock advised, garage overnight.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

1

Low / cosmetic

4

SeverityPart / issueCost
mediumCVT drive belt

15-18k mi

£200
lowSmart key fob battery

every 2 years

£20
lowFront fork seals

25k+ mi

£100
lowSteering head bearings

30k+ mi

£150
lowBattery

every 3 years

£60-80

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Honda Forza 125, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

Forza 125
New: £5,199Fuel/yr: £2603yr depreciation: 25%

The premium A1 touring scooter. Cross-shop Yamaha XMAX 125 (similar money, slightly less power, different ergonomics), Piaggio Beverly 400 S (more cylinders but bigger licence requirement). Forza 125 wins on Honda dealer network and proven engine.

Known issues

  • CVT belt at 15-18k mi (£200)
  • Smart key fob batteries fail (£20)
  • Steering bearings at 30k+ mi (£150)
  • Front fork seal leak at 25k+ mi (£100 — heavier than PCX)
  • Otherwise eSP+ engine bulletproof

Strengths

  • +Same eSP+ engine as PCX125 — proven reliable
  • +Adjustable windscreen — proper touring weather protection
  • +Large underseat storage — fits a full-face helmet plus shopping
  • +Smart key + LED lighting standard
  • +HSTC traction control standard from 2021
  • +More comfortable than PCX over 30+ mile commutes

Watch-outs

  • Larger and heavier than PCX (162 kg vs 130 kg)
  • £1.5k+ pricier than PCX
  • Same CVT belt wear (£200 at 15k+ mi)
  • Premium scooters are sometimes targeted in London

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