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Sport-tourerLicense A (Unrestricted)1,000/yr UK

Kawasaki Versys 650

Kawasaki's middleweight adventure-tourer — the ER-6 parallel-twin in adventure clothing with touring ergonomics and a generous 21-litre fuel tank. UK riders pick it for the same reason German riders do: it's the cheapest serious mile-eater you can buy, with an upright seating position, weather protection from the standard screen, and a chassis that handles two-up + panniers without breaking sweat. The 2022 refresh added TFT dash, ride modes, and slip-assist clutch. A2-restrictable so new riders can grow into it.

Kawasaki Versys 650
Photo: Wikimedia Commons contributor · CC BY-SA 4.0
Engine
649 cc

Parallel-twin, liquid-cooled DOHC 8-valve

Power
67 PS
Weight
219 kg

wet

Seat height
845 mm
A2 licence
Restrictable

The short version

67/100

Forecourt score

Value 61 · Insurance 50 · Theft 100

The Kawasaki Versys 650 holds its value about as well as most bikes (around 26% lost over three years, against the 25-32% bike norm) and costs about average to insure (group 9). Theft risk is low. It can be restricted for an A2 licence.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: Versys 650

Engine

Petrol · 649cc

Power

67 ps

Torque

61 Nm

Weight

219 kg

Seat

845 mm

Transmission

6-speed manual

Economy

60 mpg

License

A2 restrictable

Tell us about the one you're looking at

2023
20152026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£5,711

Range £5,140 £6,282

HIGH CONFIDENCE

When new (2023)£7,718
Age-based value£5,711
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£8,200

At 5 years

At 10 years

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation26% lost
Years 3–7Used-market sweet spot14% lost
Years 7–15Stable / vintage-cult zone16% lost
After year 3: 74% retainedAfter year 7: 60% retainedAfter year 15: 44% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£3,502

Per year

£1,167

Per mile

£0.15

Servicing£930
Tyres (pair)£750
Chain & sprockets£352
MOT£90
Fuel / energy£1,380

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 9 of 17 (mid — mainstream) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£640/ year

Roughly £53 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£1,056£1,408£1,971
Age 22-29£648£864£1,210
Age 30-39Selected£480£640£896
Age 40-49£422£563£788
Age 50+£384£512£717

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

1/4Low risk

1 — Low2 — Medium3 — High4 — Very high

Low risk

Not a typical theft target. Basic locking deters opportunists; standard insurance terms apply.

Theft hotspot postcodes

EN

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

2

Low / cosmetic

3

SeverityPart / issueCost
mediumRear shock

35k-50k mi

£280 (aftermarket)
mediumRegulator/rectifier

25k-35k mi

£170
lowCam chain tensioner

30k-45k mi

£150
lowFork seal leaks

25k-35k mi

£100
lowWheel bearings

25k-30k mi

£60 per wheel

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Kawasaki Versys 650, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

Versys 650
New: £8,200Fuel/yr: £4603yr depreciation: %

The default — sole variant. 2022+ has the more modern dash and ride modes; pre-2022 is still good but feels older to live with.

Known issues

  • Cam chain tensioner rattle (35k+ mi)
  • Rear shock leaks around 40k mi
  • Regulator/rectifier (Kawasaki pattern)

Strengths

  • +21L fuel tank gives genuine 250+ mile touring range
  • +Upright seating position comfortable on 4+ hour rides
  • +A2-restrictable to grow with new riders
  • +Strong panniers from factory accessories catalogue
  • +Standard screen offers real wind protection

Watch-outs

  • Wet weight 219 kg makes parking on cambered surfaces hard work
  • Suspension is set up soft — track riders look elsewhere
  • Pre-2022 dash and switchgear feel dated next to KTM 890 rivals

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