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LearnerLicense A1 (16+)2,500/yr UK

Suzuki GSX-S125

Suzuki's 125 naked — sister to the GSX-R125 sportbike, sharing the same 124cc DOHC 4-valve single. 14.7bhp, naked sport-styled, A1 license CBT-friendly. Light (134kg wet), low seat (785mm), forgiving fueling. Generally cheaper than equivalent Honda CB125R or KTM 125 Duke. Strong learner-friendly choice with Suzuki's reputation for low maintenance.

Suzuki GSX-S125
Photo: Cjp24 via Wikimedia Commons · CC BY-SA 4.0
Engine
124 cc

Liquid-cooled DOHC 4V single

Power
14.7 PS
Weight
134 kg

wet

Seat height
785 mm
A2 licence

The short version

67/100

Forecourt score

Value 50 · Insurance 88 · Theft 65

The Suzuki GSX-S125 holds its value about as well as most bikes (around 30% lost over three years, against the 25-32% bike norm) and is cheap to insure (around £260/yr typical). Theft risk is moderate.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: GSX-S125

Engine

Petrol · 124cc

Power

14.7 ps

Torque

11.5 Nm

Weight

134 kg

Seat

785 mm

Transmission

6-speed manual

Economy

115 mpg

Standard GSX-S125 — 124cc DOHC, 14.7bhp, 6-speed. Naked styling, low 785mm seat, 11L tank, Bosch ABS standard.

Tell us about the one you're looking at

2023
20182026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£2,869

Range £2,582 £3,156

HIGH CONFIDENCE

When new (2023)£4,099
Age-based value£2,869
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£4,399

At 5 years

£2,639

At 10 years

£1,848

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation30% lost
Years 3–7Used-market sweet spot18% lost
Years 7–15Stable / vintage-cult zone26% lost
After year 3: 70% retainedAfter year 7: 52% retainedAfter year 15: 26% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£1,229

Per year

£410

Per mile

£0.05

Servicing£420
Tyres (pair)£480
Chain & sprockets£240
MOT£89

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

ABI motorcycle scheme · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£260/ year

Roughly £22 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£429£572£801
Age 22-29£263£351£491
Age 30-39Selected£195£260£364
Age 40-49£172£229£320
Age 50+£156£208£291

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

2/4Medium risk

1 — Low2 — Medium3 — High4 — Very high

Medium risk

Some theft pattern, particularly in urban postcodes. Thatcham-approved chain plus disc lock recommended; secure overnight parking helps premiums.

Theft hotspot postcodes

ENSE

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

Less stolen than Honda or KTM 125s due to lower parts demand. Chain + disc lock still essential.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

2

Low / cosmetic

3

SeverityPart / issueCost
mediumChain & sprockets

8-12k mi

£130
mediumFuel pump (rare)

20k+ mi

£250
lowFront brake pads

6-9k mi

£50-70
lowBattery

every 3 years

£60-80
lowSide stand switch

Causes intermittent no-start; common Suzuki small-bike service item

10k+ mi

£40

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Suzuki GSX-S125, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Strengths

  • +Cheaper new than Honda CB125R or KTM 125 Duke
  • +115+ mpg real-world
  • +Low 785mm seat — friendly for shorter or new riders
  • +Bosch ABS standard
  • +Suzuki reliability + simpler engine than rivals

Watch-outs

  • Plainer styling than Honda or KTM rivals
  • Less premium spec than Honda CB125R (no SFF-BP forks)
  • Side stand switch failures known
  • Lower used residual values than Honda equivalents

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