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AdventureLicense A (Unrestricted)1,400/yr UK

Suzuki V-Strom 1050

Suzuki's flagship adventure-tourer — 1037cc V-twin, 107bhp. UK from £11,499. The DE variant adds off-road-focused 21-inch front wheel and long-travel suspension; XT variant is road-biased with 19-inch front. Cornering ABS, traction control, hill hold, cruise control standard. Direct rival to Honda Africa Twin and BMW R 1300 GS at significantly lower price.

Suzuki V-Strom 1050
Photo: Maaj01 via Wikimedia Commons · CC BY-SA 4.0
Engine
1037 cc

Liquid-cooled DOHC 90° V-twin

Power
107 PS
Weight
247 kg

wet

Seat height
855 mm
A2 licence

The short version

71/100

Forecourt score

Value 61 · Insurance 63 · Theft 100

The Suzuki V-Strom 1050 costs about average to insure (around £480/yr typical). Theft risk is low. We don't yet hold model-specific depreciation for the Suzuki V-Strom 1050; our default estimate is around 26% lost over three years.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better. The value pillar uses our default estimate for this bike, not a model-specific figure.

Pick your version

Estimates are tuned to the version you choose.

Engine

Petrol · 1037cc

Power

107 ps

Torque

100 Nm

Weight

247 kg

Seat

855 mm

Transmission

6-speed manual

Economy

48 mpg

V-Strom 1050 — 1037cc V-twin, 107bhp, 6-speed. Cornering ABS, traction, cruise control standard. 20L tank.

Tell us about the one you're looking at

2023
20202026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£8,287

Range £7,458 £9,116

HIGH CONFIDENCE

When new (2023)£11,199
Age-based value£8,287
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£12,099

At 5 years

£7,743

At 10 years

£5,566

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation26% lost
Years 3–7Used-market sweet spot16% lost
Years 7–15Stable / vintage-cult zone22% lost
After year 3: 74% retainedAfter year 7: 58% retainedAfter year 15: 36% retained

UK new price by year

How we estimate this

We don't yet hold model-specific depreciation for this bike. The figures above are our default estimate for machines of this kind, currently applied to 34 models in the catalogue — treat them as a starting point, not a measurement of this model. Bike residuals depend heavily on theft history, service-stamp count and crash-damage signatures. Figures assume a clean, fully-stamped example.

What it costs to own

Over

Indicative running costs at 3,000 miles a year — the UK average from DfT travel and traffic statistics. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£2,810

Per year

£937

Per mile

£0.31

Servicing£840
Tyres (pair)£360
Chain & sprockets£159
MOT£89
Fuel / energy£1,362

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at the current DESNZ pump price of £1.60/L (week commencing 03/08/2026). Electric bikes are costed from battery capacity and published range at the current domestic electricity price; where a bike has no published range we show no energy line rather than guess. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

ABI motorcycle scheme · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£480/ year

Roughly £40 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£792£1,056£1,478
Age 22-29£486£648£907
Age 30-39Selected£360£480£672
Age 40-49£317£422£591
Age 50+£288£384£538

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

1/4Low risk

1 — Low2 — Medium3 — High4 — Very high

Low risk

Not a typical theft target. Basic locking deters opportunists; standard insurance terms apply.

Theft hotspot postcodes

ESE

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

Adventure-tourer owner demographic — low theft profile. Standard chain + disc lock sufficient.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

3

Low / cosmetic

2

SeverityPart / issueCost
mediumChain & sprockets

12-16k mi

£240
mediumCam chain tensioner (V-twin)

25k+ mi

£320
mediumFuel pump (rare)

30k+ mi

£400
lowFront brake pads

10-14k mi

£110
lowBattery

every 4 years

£120

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Suzuki V-Strom 1050, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

All variants

TrimEnginePSkgSeatA2-restrict?
V-Strom 1050defaultLiquid-cooled DOHC 90° V-twin, 1037cc107247855
V-Strom 1050DELiquid-cooled DOHC 90° V-twin, 1037cc107252880

Strengths

  • +Cheapest 1000cc+ adventure-tourer on UK market
  • +V-twin character + smoothness
  • +Cruise control + traction + cornering ABS standard
  • +20L tank gives 400+ mi range
  • +Suzuki reliability

Watch-outs

  • Heavy (247-252kg)
  • 855-880mm seat tall — short riders need lowering
  • Suzuki dealer network thinner than BMW/Honda for adventure
  • V-twin requires more servicing than parallel-twin rivals

Related bikes

Common questions

Suzuki V-Strom 1050, answered from the data

How much is a used Suzuki V-Strom 1050 worth?
A 2023 Suzuki V-Strom 1050 in good condition with around 9,000 miles is worth roughly £8,300 (typical range £7,450–£9,100). Dealer asking prices sit higher than private sales, and a full service history, no crash damage and an unbroken theft record are what hold a bike at the top of its range.
How quickly does the Suzuki V-Strom 1050 depreciate?
We don't yet hold model-specific depreciation for the Suzuki V-Strom 1050. Our default estimate for machines of this kind is a loss of about 26% over three years, against a 25–32% norm for bikes generally — treat it as a starting point rather than a measurement of this model. Bikes hold value considerably better than cars, which typically lose 40–50% over the same period.
Can you ride the Suzuki V-Strom 1050 on an A2 licence?
No. The Suzuki V-Strom 1050 needs a full category A licence — 107 PS puts it beyond what A2 allows, and it isn't offered as a restrictable model.
How much does it cost to insure a Suzuki V-Strom 1050?
Expect around £480 a year to insure a Suzuki V-Strom 1050, typically £360–£680. That assumes age 42, full license, 5yrs NCB, suburban postcode. Bike premiums move far more on licence tier, rider age and postcode than car premiums do, so treat this as a starting point rather than a quote.
What goes wrong on a used Suzuki V-Strom 1050?
The wear and failure points we track for the Suzuki V-Strom 1050 are: chain & sprockets (around 12-16k mi, £240); front brake pads (around 10-14k mi, £110); battery (around every 4 years, £120). We don't publish a reliability score for bikes — the MOT dataset behind our car scores doesn't support one at model level — so treat these as the specific things to inspect rather than a verdict. A full service history and a fresh MOT without advisories remain the best protection.
What does a Suzuki V-Strom 1050 cost to run?
Expect around 48 mpg, about £454 a year in fuel or energy, £280 for an annual service, £320 a pair for tyres every 8,000 miles, £230 for a chain and sprockets every 13,000 miles. Figures assume 3,000 miles a year, the UK average from DfT travel and traffic statistics, and current DESNZ pump prices. The cost-of-ownership table on the profile breaks this down per year and per mile.
Is the Suzuki V-Strom 1050 likely to be stolen?
The Suzuki V-Strom 1050 is a relatively low theft target. Adventure-tourer owner demographic — low theft profile. Standard chain + disc lock sufficient. Theft is concentrated in E, SE postcode areas. A Thatcham-approved chain and ground anchor, a disc lock and a tracker are what insurers look for, and secure overnight storage moves a premium more than almost anything else.

Answers are generated from this bike's Forecourt data — curated specifications, our valuation model and the week's DESNZ fuel and energy prices — and update with the weekly data refresh.

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