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Modern classicLicense A (Unrestricted)800/yr UK

Yamaha XSR700

Yamaha's retro-styled middleweight — the MT-07's twin-cylinder engine and chassis in heritage clothing. Launched 2016, lightly refreshed in 2022 with sharper looks and updated dash. UK buyers love it because you get the MT-07's beloved CP2 parallel-twin (the same 689cc engine that powers Yamaha's best-selling A2 bike) wrapped in styling that doesn't look like a Power Ranger costume. Power is honest — 73.4 PS is plenty for B-road blasts without being so much you'll bin it. Easy to ride, easy to A2-restrict, and easy to live with. The compromise is suspension — fine for solo riding, less so two-up over potholes.

Yamaha XSR700
Photo: Wikimedia Commons contributor · CC BY-SA 4.0
Engine
689 cc

Parallel-twin, liquid-cooled, 270° crank (CP2)

Power
73.4 PS
Weight
186 kg

wet

Seat height
835 mm
A2 licence
Restrictable

The short version

44/100

Forecourt score

Value 55 · Insurance 38 · Theft 35

The Yamaha XSR700 holds its value about as well as most bikes (around 28% lost over three years, against the 25-32% bike norm) and is expensive to insure (group 11). Theft risk is high. It can be restricted for an A2 licence.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: XSR700

Engine

Petrol · 689cc

Power

73.4 ps

Torque

67 Nm

Weight

186 kg

Seat

835 mm

Transmission

6-speed manual

Economy

55 mpg

License

A2 restrictable

Tell us about the one you're looking at

2023
20162026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£5,422

Range £4,880 £5,964

HIGH CONFIDENCE

When new (2023)£7,530
Age-based value£5,422
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£8,000

At 5 years

At 10 years

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation28% lost
Years 3–7Used-market sweet spot14% lost
Years 7–15Stable / vintage-cult zone15% lost
After year 3: 72% retainedAfter year 7: 58% retainedAfter year 15: 43% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£3,562

Per year

£1,187

Per mile

£0.15

Servicing£960
Tyres (pair)£720
Chain & sprockets£352
MOT£90
Fuel / energy£1,440

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 11 of 17 (high — performance) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£900/ year

Roughly £75 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£1,485£1,980£2,772
Age 22-29£911£1,215£1,701
Age 30-39Selected£675£900£1,260
Age 40-49£594£792£1,109
Age 50+£540£720£1,008

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

3/4High risk

1 — Low2 — Medium3 — High4 — Very high

High risk

Frequent theft target — appears regularly on UK police hot-lists, especially in London. Expect insurers to demand Thatcham chain + ground anchor + disc lock; tracker can knock 10–15% off premium.

Theft hotspot postcodes

ENSENWSWM

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

2

Low / cosmetic

3

SeverityPart / issueCost
mediumCam chain tensioner

10k-20k mi (pre-2018 units)

£140
mediumRegulator/rectifier

20k-40k mi

£180
lowThrottle position sensor

25k+ mi

£90
lowWheel bearings

25k-30k mi

£70 per wheel
lowFork seal leaks

30k+ mi

£120

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Yamaha XSR700, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

XSR700
New: £8,000Fuel/yr: £4803yr depreciation: %

The default — sole variant. A2-restrictable middleweight retro. Best buy in 2018+ form once the cam chain tensioner TSB had been applied.

Known issues

  • Cam chain tensioner rattle on pre-2018 units (TSB applies)
  • Regulator/rectifier failures (Yamaha pattern, ~20-40k mi)
  • Wheel bearing wear from UK weather

Strengths

  • +MT-07's proven CP2 engine — torquey, charismatic, reliable
  • +A2-restrictable (47kW limit) so it grows with new riders
  • +Tank-shape and seat make it comfortable for taller riders than the MT-07 sibling
  • +Classic styling without the maintenance overhead of an actual classic
  • +Wide aftermarket support — bars, exhausts, screens, soft luggage

Watch-outs

  • Suspension is basic for spirited riding or two-up loads
  • Higher theft risk in London postcodes (popular, easy to steal)
  • Stock seat hard on rides over 90 minutes

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