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LearnerLicense A1 (16+)15,500/yr UK

Honda CB125F

The unkillable learner. Honda's CB125F is the most-recommended first geared bike in UK CBT schools — air-cooled GLR125 engine that runs on rumour and bad fuel, learner-friendly seat height, ~140mpg real-world, sub-£3.5k new. The 2021 refresh got modern styling and ABS. If you want to learn on something you can't break, this is it.

Honda CB125F
Photo: Honda CB125F — Wikimedia Commons · CC BY-SA 4.0
Engine
125 cc

GLR125 air-cooled SOHC single

Power
10.7 PS
Weight
117 kg

wet

Seat height
775 mm
A2 licence

The short version

71/100

Forecourt score

Value 44 · Insurance 81 · Theft 100

The Honda CB125F holds its value about as well as most bikes (around 32% lost over three years, against the 25-32% bike norm) and is cheap to insure (group 4). Theft risk is low.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: CB125F

Engine

Petrol · 125cc

Power

10.7 ps

Torque

10.8 Nm

Weight

117 kg

Seat

775 mm

Transmission

5-speed manual

Economy

140 mpg

The default learner geared bike. GLR125 air-cooled single, 5-speed manual, chain final drive. 117 kg = lightest in class. 775mm seat — accessible to short riders. ABS standard from 2017.

Tell us about the one you're looking at

2023
20212026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£2,141

Range £1,927 £2,355

HIGH CONFIDENCE

When new (2023)£3,149
Age-based value£2,141
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£3,349

At 5 years

£1,909

At 10 years

£1,162

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation32% lost
Years 3–7Used-market sweet spot22% lost
Years 7–15Stable / vintage-cult zone30% lost
After year 3: 68% retainedAfter year 7: 46% retainedAfter year 15: 16% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£1,589

Per year

£530

Per mile

£0.07

Servicing£360
Tyres (pair)£360
Chain & sprockets£240
MOT£89
Fuel / energy£540

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 4 of 17 (low — A1/learner-friendly) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£280/ year

Roughly £23 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£462£616£862
Age 22-29£284£378£529
Age 30-39Selected£210£280£392
Age 40-49£185£246£345
Age 50+£168£224£314

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

1/4Low risk

1 — Low2 — Medium3 — High4 — Very high

Low risk

Not a typical theft target. Basic locking deters opportunists; standard insurance terms apply.

What this means for you

Small learner bikes aren't a theft target — too slow to flee on, too cheap to part out. Basic chain lock sufficient.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

4 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

2

Low / cosmetic

2

SeverityPart / issueCost
mediumRear shock (under-damped from new)

Hagon/YSS replacements common

any

£200 to upgrade
mediumChain stretch

every 15k mi

£150 (chain + sprockets)
lowBattery

every 2-3 years

£40-60
lowCam chain tensioner

Listen for rattle at startup

20k+ mi (rare)

£200

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Honda CB125F, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

CB125F
New: £3,349Fuel/yr: £1803yr depreciation: 32%

Most-recommended UK learner geared bike. Cross-shop Yamaha YBR125 (similar, slightly thirstier), Suzuki GSX-S125 (sportier but A2-restrictable), Honda CB125R (more premium, £1.5k more). CB125F wins on running costs and indestructibility.

Known issues

  • Stock rear shock under-damped — common upgrade (~£200)
  • Chain stretch every 15k mi — replace at 18-20k (£150)
  • Battery every 2-3 years (£40-60)
  • Cam chain tensioner noise rare but possible (£200 fix)
  • Otherwise extremely reliable — air-cooled single is bulletproof

Strengths

  • +Air-cooled GLR125 engine — essentially unkillable
  • +140mpg real-world is achievable
  • +Low seat (775mm) — confidence-inspiring for new riders
  • +Light (117 kg) — easy to manage at slow speeds
  • +Cheapest geared 125 in the Honda lineup
  • +Strong residuals — CBT schools buy them

Watch-outs

  • Stock rear shock under-damped — many owners upgrade
  • Limited motorway capability vs Yamaha YBR125
  • Basic instrumentation — no fancy TFT
  • Slow acceleration vs Yamaha MT-125 (but that's A2-class)

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