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LearnerLicense A1 (16+)4,800/yr UK

Honda MSX125 Grom

Honda's pocket-sized funster. 125cc air-cooled single, 5-speed manual, full-size suspension and brakes on tiny 12-inch wheels. A1 license friendly. Honda originally launched the Grom in 2013 to capture young riders entering the market; ten years on it's still in the lineup and selling steadily as a fun second bike, urban commuter, or first manual bike for CBT graduates. Customisation culture around it is enormous.

Honda MSX125 Grom
Photo: Chanokchon via Wikimedia Commons · CC BY-SA 4.0
Engine
124 cc

Air-cooled SOHC 2-valve single

Power
10 PS
Weight
103 kg

wet

Seat height
761 mm
A2 licence

The short version

61/100

Forecourt score

Value 50 · Insurance 92 · Theft 35

The Honda MSX125 Grom is cheap to insure (around £220/yr typical). Theft risk is high. We don't yet hold model-specific depreciation for the Honda MSX125 Grom; our default estimate is around 30% lost over three years.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better. The value pillar uses our default estimate for this bike, not a model-specific figure.

Variant: MSX125 Grom

Engine

Petrol · 124cc

Power

10 ps

Torque

10.8 Nm

Weight

103 kg

Seat

761 mm

Transmission

5-speed manual

Economy

158 mpg

Current-gen Grom with 5-speed gearbox (2022+, replaced the 4-speed). 12-inch wheels, USD forks, ABS standard. 103kg wet — easy at low speed for new riders. 6L tank lasts ~200 miles.

Tell us about the one you're looking at

2023
20222026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£2,659

Range £2,393 £2,925

HIGH CONFIDENCE

When new (2023)£3,799
Age-based value£2,659
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£3,999

At 5 years

£2,399

At 10 years

£1,680

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation30% lost
Years 3–7Used-market sweet spot18% lost
Years 7–15Stable / vintage-cult zone26% lost
After year 3: 70% retainedAfter year 7: 52% retainedAfter year 15: 26% retained

UK new price by year

How we estimate this

We don't yet hold model-specific depreciation for this bike. The figures above are our default estimate for machines of this kind, currently applied to 34 models in the catalogue — treat them as a starting point, not a measurement of this model. Bike residuals depend heavily on theft history, service-stamp count and crash-damage signatures. Figures assume a clean, fully-stamped example.

What it costs to own

Over

Indicative running costs at 3,000 miles a year — the UK average from DfT travel and traffic statistics. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£1,178

Per year

£393

Per mile

£0.13

Servicing£390
Tyres (pair)£195
Chain & sprockets£90
MOT£89
Fuel / energy£414

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at the current DESNZ pump price of £1.60/L (week commencing 03/08/2026). Electric bikes are costed from battery capacity and published range at the current domestic electricity price; where a bike has no published range we show no energy line rather than guess. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

ABI motorcycle scheme · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£220/ year

Roughly £18 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£363£484£678
Age 22-29£223£297£416
Age 30-39Selected£165£220£308
Age 40-49£145£194£271
Age 50+£132£176£246

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

3/4High risk

1 — Low2 — Medium3 — High4 — Very high

High risk

Frequent theft target — appears regularly on UK police hot-lists, especially in London. Expect insurers to demand Thatcham chain + ground anchor + disc lock; tracker can knock 10–15% off premium.

Theft hotspot postcodes

ENSESWM

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

Groms are stolen frequently — light, easy to lift into a van, strong used-parts demand, popular target for joyriding teenagers. Chain + disc lock + ground anchor essential; ideally garaged overnight.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

2

Low / cosmetic

3

SeverityPart / issueCost
mediumChain & sprockets

Small wheels + spirited riding wears the drivetrain quickly

8-12k mi

£120
mediumAftermarket exhaust theft

Modded Groms get exhausts stolen off the bike — keep on stock pipe overnight in public

any age

£300-800
lowFront brake pads

6-9k mi

£40-60
lowBattery

every 3 years

£40-60
lowSpeedo cable (older 4-speed bikes)

15k+ mi

£35

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Honda MSX125 Grom, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Strengths

  • +CBT-friendly — ride on L plates straight off the test
  • +158mpg real-world — astonishing running costs
  • +Massive aftermarket and customisation scene
  • +Light (103kg) — easy for short riders and pushers
  • +Honda reliability — Thai factory, 10+ years in production

Watch-outs

  • Theft target — chain it up properly or watch it vanish
  • Top speed ~58mph limits motorway use entirely
  • Small fuel tank (6L) means weekly fill-ups
  • 5-speed gearbox only from 2022+ — pre-2022 4-speed feels overgeared at speed

Related bikes

Common questions

Honda MSX125 Grom, answered from the data

How much is a used Honda MSX125 Grom worth?
A 2023 Honda MSX125 Grom in good condition with around 9,000 miles is worth roughly £2,650 (typical range £2,400–£2,950). Dealer asking prices sit higher than private sales, and a full service history, no crash damage and an unbroken theft record are what hold a bike at the top of its range.
How quickly does the Honda MSX125 Grom depreciate?
We don't yet hold model-specific depreciation for the Honda MSX125 Grom. Our default estimate for machines of this kind is a loss of about 30% over three years, against a 25–32% norm for bikes generally — treat it as a starting point rather than a measurement of this model. Bikes hold value considerably better than cars, which typically lose 40–50% over the same period.
Can you ride the Honda MSX125 Grom on an A2 licence?
The Honda MSX125 Grom is an A1 machine, so it suits a 17-plus rider on an A1 licence and is also available to anyone with A2 or full A entitlement.
How much does it cost to insure a Honda MSX125 Grom?
Expect around £220 a year to insure a Honda MSX125 Grom, typically £170–£320. That assumes age 18-19 CBT, no NCB, urban postcode. Bike premiums move far more on licence tier, rider age and postcode than car premiums do, so treat this as a starting point rather than a quote.
What goes wrong on a used Honda MSX125 Grom?
The wear and failure points we track for the Honda MSX125 Grom are: chain & sprockets (around 8-12k mi, £120); front brake pads (around 6-9k mi, £40-60); battery (around every 3 years, £40-60). We don't publish a reliability score for bikes — the MOT dataset behind our car scores doesn't support one at model level — so treat these as the specific things to inspect rather than a verdict. A full service history and a fresh MOT without advisories remain the best protection.
What does a Honda MSX125 Grom cost to run?
Expect around 158 mpg, about £138 a year in fuel or energy, £130 for an annual service, £130 a pair for tyres every 6,000 miles, £180 for a chain and sprockets every 18,000 miles. Figures assume 3,000 miles a year, the UK average from DfT travel and traffic statistics, and current DESNZ pump prices. The cost-of-ownership table on the profile breaks this down per year and per mile.
Is the Honda MSX125 Grom likely to be stolen?
The Honda MSX125 Grom is a high theft target. Groms are stolen frequently — light, easy to lift into a van, strong used-parts demand, popular target for joyriding teenagers. Chain + disc lock + ground anchor essential; ideally garaged overnight. Theft is concentrated in E, N, SE, SW, M postcode areas. A Thatcham-approved chain and ground anchor, a disc lock and a tracker are what insurers look for, and secure overnight storage moves a premium more than almost anything else.

Answers are generated from this bike's Forecourt data — curated specifications, our valuation model and the week's DESNZ fuel and energy prices — and update with the weekly data refresh.

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