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NakedLicense A2 (19+)3,200/yr UK

Honda CB500F

The default A2 naked. Honda's 471cc parallel-twin makes a tidy 47 PS — exactly the A2 limit — wrapped in a light, friendly chassis that newer riders can grow into rather than out of. The 2024 refresh got TFT dash, full-LED lighting and revised ergonomics. The CB500F is the bike instructors most recommend for the step after passing your A2 test; it stays composed at motorway pace and the engine has more low-end charm than the on-paper numbers suggest.

Honda CB500F
Photo: Honda CB500F — Wikimedia Commons · CC BY-SA 4.0
Engine
471 cc

Liquid-cooled DOHC parallel-twin

Power
47 PS
Weight
189 kg

wet

Seat height
785 mm
A2 licence

The short version

56/100

Forecourt score

Value 55 · Insurance 50 · Theft 65

The Honda CB500F holds its value about as well as most bikes (around 28% lost over three years, against the 25-32% bike norm) and costs about average to insure (group 9). Theft risk is moderate. It's A2-licence legal in standard form.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: CB500F

Engine

Petrol · 471cc

Power

47 ps

Torque

43 Nm

Weight

189 kg

Seat

785 mm

Transmission

6-speed manual

Economy

70 mpg

The volume CB500F. 471cc parallel-twin DOHC 8-valve, 47 PS, 43 Nm. 6-speed manual, chain final. 189 kg wet. 785mm seat. From 2024: TFT dash, full LED lights.

Tell us about the one you're looking at

2023
20212026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£4,463

Range £4,017 £4,909

HIGH CONFIDENCE

When new (2023)£6,199
Age-based value£4,463
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£6,499

At 5 years

£4,029

At 10 years

£2,769

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation28% lost
Years 3–7Used-market sweet spot20% lost
Years 7–15Stable / vintage-cult zone25% lost
After year 3: 72% retainedAfter year 7: 52% retainedAfter year 15: 27% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£4,139

Per year

£1,380

Per mile

£0.17

Servicing£660
Tyres (pair)£960
Chain & sprockets£240
MOT£89
Fuel / energy£2,190

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 9 of 17 (mid — mainstream) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£540/ year

Roughly £45 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£891£1,188£1,663
Age 22-29£547£729£1,021
Age 30-39Selected£405£540£756
Age 40-49£356£475£665
Age 50+£324£432£605

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

2/4Medium risk

1 — Low2 — Medium3 — High4 — Very high

Medium risk

Some theft pattern, particularly in urban postcodes. Thatcham-approved chain plus disc lock recommended; secure overnight parking helps premiums.

Theft hotspot postcodes

EN

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

A2 bikes are stolen at a lower rate than full-A nakeds — too modest to outrun on, but valuable enough to part out. Standard chain + disc lock advised in London postcodes.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

1

Low / cosmetic

4

SeverityPart / issueCost
mediumChain stretch

18-22k mi

£200 (chain + sprockets)
lowLCD dash dimming (pre-2022)

Replaced with TFT from 2022

20k+ mi

£180
lowFork seals

25k+ mi

£120
lowBattery

every 3 years

£70
lowSide stand cut-out switch

15k+ mi

£30

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Honda CB500F, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

CB500F
New: £6,499Fuel/yr: £7303yr depreciation: 28%

The default A2 naked. Cross-shop Yamaha MT-03 (lighter, cheaper, only 321cc), Kawasaki Z650 (more power but not A2-friendly), Honda NX500 (same engine in adventure form). CB500F is the safe pick for the step after CBT/A2 — proven engine, dealer network, strong residuals.

Known issues

  • Pre-2022 LCD dash sometimes goes dim — £180 to replace
  • Chain wear at 18-22k mi (£200 chain + sprockets)
  • Battery every 3 years (£70)
  • Fork seals at 25k+ mi (£120)
  • Otherwise extremely reliable — proven engine

Strengths

  • +Hits A2 limit exactly (47 PS) — no restriction needed
  • +Honda reliability story — bulletproof 471cc parallel-twin
  • +Light at 189 kg — manageable for shorter or newer riders
  • +Honda dealer network — parts and service nationwide
  • +Strong residuals — A2 buyers are a stable used market

Watch-outs

  • Pre-2022 LCD dash feels dated next to MT-07's TFT
  • Suspension on the softer side — sport riders upgrade
  • Limited touring range from 17.1L tank
  • Quickshifter optional accessory, not standard

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