Indian FTR
Indian Motorcycle's flat-track inspired naked — 1203cc V-twin, 120bhp. Race-bred styling inspired by Indian's Wrecking Crew flat-track team. UK from £14,395. Aggressive upright ergonomics, 19-inch front wheel, full IMU + 3 rider modes. Direct rival to Ducati Monster, KTM 890 Duke and Triumph Speed Twin.
- Engine
- 1203 cc
- Power
- 120 PS
- Weight
- 233 kg
- Seat height
- 815 mm
- A2 licence
- —
Liquid-cooled DOHC V-twin
wet
The short version
Forecourt score
Value 61 · Insurance 57 · Theft 100
The Indian FTR costs about average to insure (around £540/yr typical). Theft risk is low. We don't yet hold model-specific depreciation for the Indian FTR; our default estimate is around 26% lost over three years.
A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better. The value pillar uses our default estimate for this bike, not a model-specific figure.
Variant: FTR
Engine
Petrol · 1203cc
Power
120 ps
Torque
120 Nm
Weight
233 kg
Seat
815 mm
Transmission
6-speed manual
Economy
40 mpg
FTR 1200 — 1203cc V-twin, 120bhp, 6-speed. Flat-track inspired styling, 19in front wheel, full IMU + 3 rider modes. 13L tank.
Tell us about the one you're looking at
Tidy and well looked-after for its age — the typical clean bike.
Estimated market value
£10,430
Range £9,387 – £11,473
HIGH CONFIDENCE
Holding value
Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.
New
£14,995
At 5 years
£9,597
At 10 years
£6,898
Value loss by phase
Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.
UK new price by year
How we estimate this
We don't yet hold model-specific depreciation for this bike. The figures above are our default estimate for machines of this kind, currently applied to 34 models in the catalogue — treat them as a starting point, not a measurement of this model. Bike residuals depend heavily on theft history, service-stamp count and crash-damage signatures. Figures assume a clean, fully-stamped example.
What it costs to own
Indicative running costs at 3,000 miles a year — the UK average from DfT travel and traffic statistics. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.
3-year total
£3,358
Per year
£1,119
Per mile
£0.37
Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at the current DESNZ pump price of £1.60/L (week commencing 03/08/2026). Electric bikes are costed from battery capacity and published range at the current domestic electricity price; where a bike has no published range we show no energy line rather than guess. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.
Estimated insurance
ABI motorcycle scheme · Comprehensive · 5 yr NCB
Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.
Licence
Age
No-claims bonus
5 yearsRisk profile
Estimated annual premium · typical, age 30-39
£540/ year
Roughly £45 per month
Typical
Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.| Age band | Lower risk | Typical | Higher risk |
|---|---|---|---|
| Age 17-21 | £891 | £1,188 | £1,663 |
| Age 22-29 | £547 | £729 | £1,021 |
| Age 30-39Selected | £405 | £540 | £756 |
| Age 40-49 | £356 | £475 | £665 |
| Age 50+ | £324 | £432 | £605 |
How we estimate this
Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.
Theft risk
Bike-specific · Met Police + insurance reporting
UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.
Theft risk score · 1 to 4
1/4Low risk
Low risk
Not a typical theft target. Basic locking deters opportunists; standard insurance terms apply.Theft hotspot postcodes
Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.
What this means for you
Niche styling, lower used demand — chain + disc lock + cover sufficient overnight.
How we set this band
Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.
What goes wrong
5 known issues · sorted by severity
Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.
High severity
0
Medium
2
Low / cosmetic
3
| Severity | Part / issue | Cost |
|---|---|---|
| medium | Annual service 5000 mi | £340 |
| medium | Chain & sprockets 8-12k mi | £260 |
| low | Front brake pads 8-12k mi | £120 |
| low | Battery every 3 years | £150 |
| low | Indian dealer network sparse outside cities n/a | n/a |
How we score severity
High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.
Safety recalls
Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Indian FTR, or your exact vehicle, has any outstanding recalls on the official DVSA service.
Check on GOV.UKOpens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.
Strengths
- +Flat-track inspired styling — unique in UK market
- +1203cc V-twin — strong torque from low revs
- +Full IMU + 3 rider modes standard
- +19in front wheel — flat-track authentic
- +Aluminium frame — modern construction
Watch-outs
- −5,000-mile service intervals very short
- −Indian dealer network thinner than HD/Triumph
- −13L tank — short range for a 1200cc bike
- −Niche styling — smaller resale market
Related bikes
Common questions
Indian FTR, answered from the data
- How much is a used Indian FTR worth?
- A 2023 Indian FTR in good condition with around 9,000 miles is worth roughly £10,450 (typical range £9,400–£11,450). Dealer asking prices sit higher than private sales, and a full service history, no crash damage and an unbroken theft record are what hold a bike at the top of its range.
- How quickly does the Indian FTR depreciate?
- We don't yet hold model-specific depreciation for the Indian FTR. Our default estimate for machines of this kind is a loss of about 26% over three years, against a 25–32% norm for bikes generally — treat it as a starting point rather than a measurement of this model. Bikes hold value considerably better than cars, which typically lose 40–50% over the same period.
- Can you ride the Indian FTR on an A2 licence?
- No. The Indian FTR needs a full category A licence — 120 PS puts it beyond what A2 allows, and it isn't offered as a restrictable model.
- How much does it cost to insure a Indian FTR?
- Expect around £540 a year to insure a Indian FTR, typically £400–£760. That assumes age 40, full license, 5yrs NCB, suburban postcode. Bike premiums move far more on licence tier, rider age and postcode than car premiums do, so treat this as a starting point rather than a quote.
- What goes wrong on a used Indian FTR?
- The wear and failure points we track for the Indian FTR are: annual service (around 5000 mi, £340); chain & sprockets (around 8-12k mi, £260); front brake pads (around 8-12k mi, £120). We don't publish a reliability score for bikes — the MOT dataset behind our car scores doesn't support one at model level — so treat these as the specific things to inspect rather than a verdict. A full service history and a fresh MOT without advisories remain the best protection.
- What does a Indian FTR cost to run?
- Expect around 40 mpg, about £545 a year in fuel or energy, £360 for an annual service, £320 a pair for tyres every 7,000 miles, £270 for a chain and sprockets every 17,000 miles. Figures assume 3,000 miles a year, the UK average from DfT travel and traffic statistics, and current DESNZ pump prices. The cost-of-ownership table on the profile breaks this down per year and per mile.
- Is the Indian FTR likely to be stolen?
- The Indian FTR is a relatively low theft target. Niche styling, lower used demand — chain + disc lock + cover sufficient overnight. Theft is concentrated in E, N, SE postcode areas. A Thatcham-approved chain and ground anchor, a disc lock and a tracker are what insurers look for, and secure overnight storage moves a premium more than almost anything else.
Answers are generated from this bike's Forecourt data — curated specifications, our valuation model and the week's DESNZ fuel and energy prices — and update with the weekly data refresh.