Indian FTR
Indian Motorcycle's flat-track inspired naked — 1203cc V-twin, 120bhp. Race-bred styling inspired by Indian's Wrecking Crew flat-track team. UK from £14,395. Aggressive upright ergonomics, 19-inch front wheel, full IMU + 3 rider modes. Direct rival to Ducati Monster, KTM 890 Duke and Triumph Speed Twin.
- Engine
- 1203 cc
- Power
- 120 PS
- Weight
- 233 kg
- Seat height
- 815 mm
- A2 licence
- —
Liquid-cooled DOHC V-twin
wet
The short version
Forecourt score
Value 61 · Insurance 57 · Theft 100
The Indian FTR holds its value about as well as most bikes (around 26% lost over three years, against the 25-32% bike norm) and costs about average to insure (around £540/yr typical). Theft risk is low.
A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.
Variant: FTR
Engine
Petrol · 1203cc
Power
120 ps
Torque
120 Nm
Weight
233 kg
Seat
815 mm
Transmission
6-speed manual
Economy
40 mpg
FTR 1200 — 1203cc V-twin, 120bhp, 6-speed. Flat-track inspired styling, 19in front wheel, full IMU + 3 rider modes. 13L tank.
Tell us about the one you're looking at
Tidy and well looked-after for its age — the typical clean bike.
Estimated market value
£10,430
Range £9,387 – £11,473
HIGH CONFIDENCE
Holding value
Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.
New
£14,995
At 5 years
£9,597
At 10 years
£6,898
Value loss by phase
Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.
UK new price by year
How we estimate this
Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.
What it costs to own
Indicative running costs at 8,000 miles a year — the UK rider average. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.
3-year total
£2,647
Per year
£882
Per mile
£0.11
Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.
Estimated insurance
ABI motorcycle scheme · Comprehensive · 5 yr NCB
Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.
Licence
Age
No-claims bonus
5 yearsRisk profile
Estimated annual premium · typical, age 30-39
£540/ year
Roughly £45 per month
Typical
Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.| Age band | Lower risk | Typical | Higher risk |
|---|---|---|---|
| Age 17-21 | £891 | £1,188 | £1,663 |
| Age 22-29 | £547 | £729 | £1,021 |
| Age 30-39Selected | £405 | £540 | £756 |
| Age 40-49 | £356 | £475 | £665 |
| Age 50+ | £324 | £432 | £605 |
How we estimate this
Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.
Theft risk
Bike-specific · Met Police + insurance reporting
UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.
Theft risk score · 1 to 4
1/4Low risk
Low risk
Not a typical theft target. Basic locking deters opportunists; standard insurance terms apply.Theft hotspot postcodes
Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.
What this means for you
Niche styling, lower used demand — chain + disc lock + cover sufficient overnight.
How we set this band
Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.
What goes wrong
5 known issues · sorted by severity
Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.
High severity
0
Medium
2
Low / cosmetic
3
| Severity | Part / issue | Cost |
|---|---|---|
| medium | Annual service 5000 mi | £340 |
| medium | Chain & sprockets 8-12k mi | £260 |
| low | Front brake pads 8-12k mi | £120 |
| low | Battery every 3 years | £150 |
| low | Indian dealer network sparse outside cities n/a | n/a |
How we score severity
High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.
Safety recalls
Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Indian FTR, or your exact vehicle, has any outstanding recalls on the official DVSA service.
Check on GOV.UKOpens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.
Strengths
- +Flat-track inspired styling — unique in UK market
- +1203cc V-twin — strong torque from low revs
- +Full IMU + 3 rider modes standard
- +19in front wheel — flat-track authentic
- +Aluminium frame — modern construction
Watch-outs
- −5,000-mile service intervals very short
- −Indian dealer network thinner than HD/Triumph
- −13L tank — short range for a 1200cc bike
- −Niche styling — smaller resale market