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NakedLicense A (Unrestricted)400/yr UK

Zero SR/F

Zero Motorcycles' premier electric naked — the SR/F is the most credible electric motorcycle available in the UK, with a 110 PS continuous (140 PS peak) ZF75-10 motor, 14.4 kWh battery, and 80-140 mile real-world range depending on speed. Zero is the established US electric motorcycle brand with UK dealer presence (Streamline Motorcycles in Watford, etc.). Trade-offs are real: range anxiety on motorways (40-50 mph yields the WMTC city figure; 70 mph more like 80 miles), battery degradation as a long-term concern, and resale uncertainty as the segment matures.

Zero SR/F
Photo: Wikimedia Commons contributor · CC BY-SA 4.0
Engine
0 cc

ZF75-10 brushless permanent magnet motor

Power
110 PS
Weight
220 kg

wet

Seat height
787 mm
A2 licence

The short version

25/100

Forecourt score

Value 0 · Insurance 25 · Theft 65

The Zero SR/F is expensive to insure (group 13). Theft risk is moderate. The main thing to check on a used one is the battery cell imbalance. We don't yet hold model-specific depreciation for the Zero SR/F; our default estimate is around 68% lost over three years.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better. The value pillar uses our default estimate for this bike, not a model-specific figure.

Variant: SR/F

Engine

Electric · 0cc

Power

110 ps

Torque

190 Nm

Weight

220 kg

Seat

787 mm

Transmission

Single-speed direct drive

Tell us about the one you're looking at

2023
20192026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£6,626

Range £5,963 £7,289

HIGH CONFIDENCE

When new (2023)£20,706
Age-based value£6,626
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£22,000

At 5 years

At 10 years

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation68% lost
Years 3–7Used-market sweet spot38% lost
Years 7–15Stable / vintage-cult zone40% lost
After year 3: 32% retainedAfter year 7: -6% retainedAfter year 15: -46% retained

UK new price by year

How we estimate this

We don't yet hold model-specific depreciation for this bike. The figures above are our default estimate for machines of this kind, currently applied to 3 models in the catalogue — treat them as a starting point, not a measurement of this model. Bike residuals depend heavily on theft history, service-stamp count and crash-damage signatures. Figures assume a clean, fully-stamped example.

What it costs to own

Over

Indicative running costs at 3,000 miles a year — the UK average from DfT travel and traffic statistics. Belt or shaft drive eliminates the chain/sprocket consumable; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£1,535

Per year

£512

Per mile

£0.17

Servicing£720
Tyres (pair)£386
MOT£90
Fuel / energy£339

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at the current DESNZ pump price of £1.60/L (week commencing 03/08/2026). Electric bikes are costed from battery capacity and published range at the current domestic electricity price; where a bike has no published range we show no energy line rather than guess. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 13 of 17 (high — performance) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£1,100/ year

Roughly £92 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£1,815£2,420£3,388
Age 22-29£1,114£1,485£2,079
Age 30-39Selected£825£1,100£1,540
Age 40-49£726£968£1,355
Age 50+£660£880£1,232

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

2/4Medium risk

1 — Low2 — Medium3 — High4 — Very high

Medium risk

Some theft pattern, particularly in urban postcodes. Thatcham-approved chain plus disc lock recommended; secure overnight parking helps premiums.

Theft hotspot postcodes

ENSE

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

Electric uniqueness limits appeal to traditional thieves (parts harder to fence), but premium price tag attracts targeted theft. Chain + disc lock advisable.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

1

Medium

1

Low / cosmetic

3

SeverityPart / issueCost
highBattery cell imbalance

Cell-pack rebalancing or replacement. Major cost item if rebalance fails — £8k+ for new pack.

30k+ mi

£300 diagnostic
mediumCharger PCB fault

On-board charger fails. Zero issued TSB; check service history.

Any (2019-2021 units)

£400 TSB
lowBelt drive replacement

Gates Carbon belt is long-life but eventual wear item.

~30k mi

£200
lowWheel bearings

Standard wear item — heavier than typical 200kg bike.

20k-30k mi

£60 per wheel
lowABS sensor

Front sensor occasionally fails. Cheap fix once diagnosed.

Any

£90

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Zero SR/F, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

SR/F
New: £22,000Fuel/yr: £1133yr depreciation: %

Default standard model. SR/F Premium (faster Rapid Charger, heated grips, full kit) adds £2k new. Real-world range varies 80-140 miles depending on speed and ambient.

Known issues

  • Charger PCB failures on early units (£400 TSB)
  • Battery cell imbalance check at high mileage (£300+ diagnostic)
  • Belt drive replacement at ~30k mi (£200)

Strengths

  • +Belt drive (Gates Carbon) — quiet, near-zero maintenance
  • +Instant 190 Nm torque from zero rpm
  • +No fuel costs — ~£2 of electricity per full charge at home
  • +ULEZ-exempt; no road tax (electric)
  • +Stunning acceleration character vs combustion bikes

Watch-outs

  • Real-world motorway range ~80 miles — touring requires planning
  • Battery degradation over 5-10 years (£8,000+ replacement)
  • Resale uncertainty — electric motorcycle market still maturing
  • Charger PCB failures documented on early units (£400 TSB)
  • Limited dealer network — repairs concentrated at few UK sites

Related bikes

Common questions

Zero SR/F, answered from the data

How much is a used Zero SR/F worth?
A 2023 Zero SR/F in good condition with around 9,000 miles is worth roughly £6,650 (typical range £5,950–£7,300). Dealer asking prices sit higher than private sales, and a full service history, no crash damage and an unbroken theft record are what hold a bike at the top of its range.
How quickly does the Zero SR/F depreciate?
We don't yet hold model-specific depreciation for the Zero SR/F. Our default estimate for machines of this kind is a loss of about 68% over three years, against a 25–32% norm for bikes generally — treat it as a starting point rather than a measurement of this model. Bikes hold value considerably better than cars, which typically lose 40–50% over the same period.
Can you ride the Zero SR/F on an A2 licence?
No. The Zero SR/F needs a full category A licence — 110 PS puts it beyond what A2 allows, and it isn't offered as a restrictable model.
How much does it cost to insure a Zero SR/F?
Expect around £1,100 a year to insure a Zero SR/F, typically £800–£1,700. That assumes Age 35+, 3yrs NCB, suburban postcode. Electric motorcycle demographic skews tech-enthusiast and older — premiums moderate. It sits in motorcycle insurance group 13 of 17. Bike premiums move far more on licence tier, rider age and postcode than car premiums do, so treat this as a starting point rather than a quote.
What goes wrong on a used Zero SR/F?
The wear and failure points we track for the Zero SR/F are: charger pcb fault (around Any (2019-2021 units), £400 TSB); battery cell imbalance (around 30k+ mi, £300 diagnostic); belt drive replacement (around ~30k mi, £200). We don't publish a reliability score for bikes — the MOT dataset behind our car scores doesn't support one at model level — so treat these as the specific things to inspect rather than a verdict. A full service history and a fresh MOT without advisories remain the best protection.
What does a Zero SR/F cost to run?
Expect about £113 a year in fuel or energy, £240 for an annual service, £300 a pair for tyres every 7,000 miles. Figures assume 3,000 miles a year, the UK average from DfT travel and traffic statistics, and current domestic electricity prices. The cost-of-ownership table on the profile breaks this down per year and per mile.
Is the Zero SR/F likely to be stolen?
The Zero SR/F is a moderate theft target. Electric uniqueness limits appeal to traditional thieves (parts harder to fence), but premium price tag attracts targeted theft. Chain + disc lock advisable. Theft is concentrated in E, N, SE postcode areas. A Thatcham-approved chain and ground anchor, a disc lock and a tracker are what insurers look for, and secure overnight storage moves a premium more than almost anything else.

Answers are generated from this bike's Forecourt data — curated specifications, our valuation model and the week's DESNZ fuel and energy prices — and update with the weekly data refresh.

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