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NakedLicense A (Unrestricted)400/yr UK

Zero SR/F

Zero Motorcycles' premier electric naked — the SR/F is the most credible electric motorcycle available in the UK, with a 110 PS continuous (140 PS peak) ZF75-10 motor, 14.4 kWh battery, and 80-140 mile real-world range depending on speed. Zero is the established US electric motorcycle brand with UK dealer presence (Streamline Motorcycles in Watford, etc.). Trade-offs are real: range anxiety on motorways (40-50 mph yields the WMTC city figure; 70 mph more like 80 miles), battery degradation as a long-term concern, and resale uncertainty as the segment matures.

Zero SR/F
Photo: Wikimedia Commons contributor · CC BY-SA 4.0
Engine
0 cc

ZF75-10 brushless permanent magnet motor

Power
110 PS
Weight
220 kg

wet

Seat height
787 mm
A2 licence

The short version

25/100

Forecourt score

Value 0 · Insurance 25 · Theft 65

The Zero SR/F loses value faster than most bikes (around 68% lost over three years, against the 25-32% bike norm) and is expensive to insure (group 13). Theft risk is moderate. The main thing to check on a used one is the battery cell imbalance.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: SR/F

Engine

Electric · 0cc

Power

110 ps

Torque

190 Nm

Weight

220 kg

Seat

787 mm

Transmission

Single-speed direct drive

Tell us about the one you're looking at

2023
20192026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£6,626

Range £5,963 £7,289

HIGH CONFIDENCE

When new (2023)£20,706
Age-based value£6,626
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£22,000

At 5 years

At 10 years

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation68% lost
Years 3–7Used-market sweet spot38% lost
Years 7–15Stable / vintage-cult zone40% lost
After year 3: 32% retainedAfter year 7: -6% retainedAfter year 15: -46% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Belt or shaft drive eliminates the chain/sprocket consumable; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£2,169

Per year

£723

Per mile

£0.09

Servicing£720
Tyres (pair)£1,029
MOT£90
Fuel / energy£330

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 13 of 17 (high — performance) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£1,100/ year

Roughly £92 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£1,815£2,420£3,388
Age 22-29£1,114£1,485£2,079
Age 30-39Selected£825£1,100£1,540
Age 40-49£726£968£1,355
Age 50+£660£880£1,232

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

2/4Medium risk

1 — Low2 — Medium3 — High4 — Very high

Medium risk

Some theft pattern, particularly in urban postcodes. Thatcham-approved chain plus disc lock recommended; secure overnight parking helps premiums.

Theft hotspot postcodes

ENSE

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

1

Medium

1

Low / cosmetic

3

SeverityPart / issueCost
highBattery cell imbalance

30k+ mi

£300 diagnostic
mediumCharger PCB fault

Any (2019-2021 units)

£400 TSB
lowBelt drive replacement

~30k mi

£200
lowWheel bearings

20k-30k mi

£60 per wheel
lowABS sensor

Any

£90

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Zero SR/F, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

SR/F
New: £22,000Fuel/yr: £1103yr depreciation: %

Default standard model. SR/F Premium (faster Rapid Charger, heated grips, full kit) adds £2k new. Real-world range varies 80-140 miles depending on speed and ambient.

Known issues

  • Charger PCB failures on early units (£400 TSB)
  • Battery cell imbalance check at high mileage (£300+ diagnostic)
  • Belt drive replacement at ~30k mi (£200)

Strengths

  • +Belt drive (Gates Carbon) — quiet, near-zero maintenance
  • +Instant 190 Nm torque from zero rpm
  • +No fuel costs — ~£2 of electricity per full charge at home
  • +ULEZ-exempt; no road tax (electric)
  • +Stunning acceleration character vs combustion bikes

Watch-outs

  • Real-world motorway range ~80 miles — touring requires planning
  • Battery degradation over 5-10 years (£8,000+ replacement)
  • Resale uncertainty — electric motorcycle market still maturing
  • Charger PCB failures documented on early units (£400 TSB)
  • Limited dealer network — repairs concentrated at few UK sites

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