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Modern classicLicense A (Unrestricted)2,400/yr UK

Triumph Bonneville T100

The most overtly classic Bonneville in Triumph's range — 900cc parallel-twin, chrome accents, spoke wheels, more weight (and more character) than its Speed Twin 900 sibling. The T100 is what you buy when you want the icon, not the modernised version. Power is the same as the Speed Twin 900 — 65 PS — but tuned for low-end torque and slower-revving character. UK buyers in their 40s/50s dominate the order book. Theft risk lifts because Triumph + retro = target. Residuals are excellent thanks to enduring style appeal.

Triumph Bonneville T100
Photo: Wikimedia Commons contributor · CC BY-SA 4.0
Engine
900 cc

Parallel-twin, liquid-cooled, 270° crank (tuned for low-end)

Power
65 PS
Weight
230 kg

wet

Seat height
790 mm
A2 licence
Restrictable

The short version

63/100

Forecourt score

Value 72 · Insurance 50 · Theft 65

The Triumph Bonneville T100 holds its value strongly for a bike (around 22% lost over three years, against the 25-32% bike norm) and costs about average to insure (group 9). Theft risk is moderate. It can be restricted for an A2 licence.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: Bonneville T100

Engine

Petrol · 900cc

Power

65 ps

Torque

80 Nm

Weight

230 kg

Seat

790 mm

Transmission

5-speed manual

Economy

57 mpg

License

A2 restrictable

Tell us about the one you're looking at

2023
20172026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£7,488

Range £6,739 £8,237

HIGH CONFIDENCE

When new (2023)£9,600
Age-based value£7,488
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£10,200

At 5 years

At 10 years

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation22% lost
Years 3–7Used-market sweet spot10% lost
Years 7–15Stable / vintage-cult zone13% lost
After year 3: 78% retainedAfter year 7: 68% retainedAfter year 15: 55% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£3,831

Per year

£1,277

Per mile

£0.16

Servicing£1,080
Tyres (pair)£747
Chain & sprockets£384
MOT£90
Fuel / energy£1,530

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 9 of 17 (mid — mainstream) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£620/ year

Roughly £52 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£1,023£1,364£1,910
Age 22-29£628£837£1,172
Age 30-39Selected£465£620£868
Age 40-49£409£546£764
Age 50+£372£496£694

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

2/4Medium risk

1 — Low2 — Medium3 — High4 — Very high

Medium risk

Some theft pattern, particularly in urban postcodes. Thatcham-approved chain plus disc lock recommended; secure overnight parking helps premiums.

Theft hotspot postcodes

ENSE

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

1

Low / cosmetic

4

SeverityPart / issueCost
mediumStator

35k-50k mi

£280
lowThrottle body sync drift

15k-25k mi

£90
lowCam chain tensioner

30k+ mi

£180
lowChrome pitting

Any (UK winter exposure)

Re-chrome £250-£500+
lowWheel bearings

25k+ mi

£60 per wheel

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Triumph Bonneville T100, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

Bonneville T100
New: £10,200Fuel/yr: £5103yr depreciation: %

The default — sole variant. Buy this over Speed Twin 900 if styling matters more than handling. Buy Speed Twin if seat height under 790mm matters.

Known issues

  • Throttle body sync drift (Triumph parallel-twin pattern)
  • Cam chain tensioner rattle (30k+ mi)
  • Chrome pitting on cheaper finishes after UK winters

Strengths

  • +Definitive modern-classic styling — chrome, spoke wheels, retro tank
  • +Triumph build quality and reliability
  • +Best-in-class residuals among modern classics
  • +A2-restrictable for newer riders wanting the look
  • +14.5L tank gives genuine touring range

Watch-outs

  • Heavy at 230 kg wet — feels its weight at parking speed
  • Modest 65 PS limits aggressive riding ambition
  • Premium pricing (£10k+) vs Japanese rivals

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