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NakedLicense A (Unrestricted)700/yr UK

Ducati Monster 937

The Monster reinvented for 2021 — Ducati's iconic naked dropped its tubular trellis frame for a monocoque aluminium structure (Panigale-derived) and shed 18 kg. The 937cc Testastretta 11° V-twin delivers 111 PS with broad torque. UK buyers get a more accessible Monster than ever — lighter, more forgiving, with adjustable seat (820mm/800mm). But it's still a Ducati: desmo valve service every 18,000 miles is a five-figure budget item, and theft risk in London is genuinely high. The reward is character no Japanese rival can match.

Ducati Monster 937
Photo: Wikimedia Commons contributor · CC BY-SA 4.0
Engine
937 cc

90° V-twin Testastretta 11°, liquid-cooled DOHC

Power
111 PS
Weight
188 kg

wet

Seat height
820 mm
A2 licence

The short version

37/100

Forecourt score

Value 55 · Insurance 19 · Theft 35

The Ducati Monster 937 holds its value about as well as most bikes (around 28% lost over three years, against the 25-32% bike norm) and is expensive to insure (group 14). Theft risk is high. The main thing to check on a used one is the desmo valve service.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: Monster

Engine

Petrol · 937cc

Power

111 ps

Torque

93 Nm

Weight

188 kg

Seat

820 mm

Transmission

6-speed manual

Economy

47 mpg

Tell us about the one you're looking at

2023
20212026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£7,726

Range £6,953 £8,499

HIGH CONFIDENCE

When new (2023)£10,730
Age-based value£7,726
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£11,400

At 5 years

At 10 years

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation28% lost
Years 3–7Used-market sweet spot14% lost
Years 7–15Stable / vintage-cult zone16% lost
After year 3: 72% retainedAfter year 7: 58% retainedAfter year 15: 42% retained

UK new price by year

How we estimate this

These figures are specific to this model rather than a shared default, but they are indicative estimates and not yet derived from a recorded sample of UK sale prices. Bike residuals depend heavily on theft history, service-stamp count and crash-damage signatures. Figures assume a clean, fully-stamped example.

What it costs to own

Over

Indicative running costs at 3,000 miles a year — the UK average from DfT travel and traffic statistics. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£3,543

Per year

£1,181

Per mile

£0.39

Servicing£1,440
Tyres (pair)£411
Chain & sprockets£210
MOT£90
Fuel / energy£1,392

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at the current DESNZ pump price of £1.60/L (week commencing 03/08/2026). Electric bikes are costed from battery capacity and published range at the current domestic electricity price; where a bike has no published range we show no energy line rather than guess. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 14 of 17 (very high — superbike/cult) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£1,400/ year

Roughly £117 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£2,310£3,080£4,312
Age 22-29£1,418£1,890£2,646
Age 30-39Selected£1,050£1,400£1,960
Age 40-49£924£1,232£1,725
Age 50+£840£1,120£1,568

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

3/4High risk

1 — Low2 — Medium3 — High4 — Very high

High risk

Frequent theft target — appears regularly on UK police hot-lists, especially in London. Expect insurers to demand Thatcham chain + ground anchor + disc lock; tracker can knock 10–15% off premium.

Theft hotspot postcodes

ENSENWSWMB

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

Ducati + desirable + light = high theft target. Tracker + ground anchor + chain + disc lock the minimum for London/Manchester storage.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

1

Medium

2

Low / cosmetic

2

SeverityPart / issueCost
highDesmo valve service

Major budget item. Cannot be skipped without engine damage risk. Some independents do it cheaper than Ducati dealers.

Every 18,000 mi

£800-£1,000
mediumCam belt replacement

Time OR mileage — whichever comes first. Critical service.

Every 12-18k mi or 2 years

£250-£350
mediumStator / regulator

Italian electrical pattern — heat-related failures are common.

20k-30k mi

£350
lowThrottle by wire glitches

Fixed by software update on 2022+ models.

Any (early units)

Software TSB
lowFront tyre wear

Sporty geometry chews fronts. Pirelli Diablo Rosso the OE choice.

Every 7-9k mi

£180

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Ducati Monster 937, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

Monster
New: £11,400Fuel/yr: £4643yr depreciation: %

The default — sole variant (there's a Monster SP variant with Ohlins, but it's positioned as premium and not in the same shopping bracket). Budget £1k+/year in scheduled service when planning Monster ownership.

Known issues

  • Desmo valve service every 18,000 mi (£800+)
  • Cam belt replacement every 12-18k mi / 2yr
  • Italian electrical (stator/regulator) long-term concern

Strengths

  • +Iconic naked styling — defining Italian motorcycle
  • +188 kg wet, 18 kg lighter than previous Monster generation
  • +Adjustable seat (820mm/800mm) suits range of rider heights
  • +Testastretta V-twin — character that's worth the premium
  • +Strong residuals — Ducati holds value better than Japanese rivals

Watch-outs

  • Desmo valve service every 18,000 miles — £800 budget item
  • Cam belts need replacing every 12-18k miles or 2 years
  • Theft risk is high in London postcodes — Ducati = target
  • Not A2-restrictable (over 95 PS limit)
  • Italian electrical (stator/R/R) is a long-term concern

Related bikes

Common questions

Ducati Monster 937, answered from the data

How much is a used Ducati Monster 937 worth?
A 2023 Ducati Monster 937 in good condition with around 9,000 miles is worth roughly £7,750 (typical range £6,950–£8,500). Dealer asking prices sit higher than private sales, and a full service history, no crash damage and an unbroken theft record are what hold a bike at the top of its range.
How quickly does the Ducati Monster 937 depreciate?
The Ducati Monster 937 loses about 28% of its value over the first three years, against a 25–32% norm for bikes and 40–50% for cars. These figures are specific to this model rather than a shared default, though they remain indicative estimates rather than a measured sample of sale prices.
Can you ride the Ducati Monster 937 on an A2 licence?
No. The Ducati Monster 937 needs a full category A licence — 111 PS puts it beyond what A2 allows, and it isn't offered as a restrictable model.
How much does it cost to insure a Ducati Monster 937?
Expect around £1,400 a year to insure a Ducati Monster 937, typically £1,000–£2,100. That assumes Age 30, 3yrs NCB, suburban postcode. Ducati branding pushes premiums higher than equivalent-power Japanese; London postcodes can see £1800-£2400. It sits in motorcycle insurance group 14 of 17. Bike premiums move far more on licence tier, rider age and postcode than car premiums do, so treat this as a starting point rather than a quote.
What goes wrong on a used Ducati Monster 937?
The wear and failure points we track for the Ducati Monster 937 are: desmo valve service (around Every 18,000 mi, £800-£1,000); cam belt replacement (around Every 12-18k mi or 2 years, £250-£350); stator / regulator (around 20k-30k mi, £350). We don't publish a reliability score for bikes — the MOT dataset behind our car scores doesn't support one at model level — so treat these as the specific things to inspect rather than a verdict. A full service history and a fresh MOT without advisories remain the best protection.
What does a Ducati Monster 937 cost to run?
Expect around 47 mpg, about £464 a year in fuel or energy, £480 for an annual service, £320 a pair for tyres every 7,000 miles, £280 for a chain and sprockets every 12,000 miles. Figures assume 3,000 miles a year, the UK average from DfT travel and traffic statistics, and current DESNZ pump prices. The cost-of-ownership table on the profile breaks this down per year and per mile.
Is the Ducati Monster 937 likely to be stolen?
The Ducati Monster 937 is a high theft target. Ducati + desirable + light = high theft target. Tracker + ground anchor + chain + disc lock the minimum for London/Manchester storage. Theft is concentrated in E, N, SE, NW, SW, M, B postcode areas. A Thatcham-approved chain and ground anchor, a disc lock and a tracker are what insurers look for, and secure overnight storage moves a premium more than almost anything else.

Answers are generated from this bike's Forecourt data — curated specifications, our valuation model and the week's DESNZ fuel and energy prices — and update with the weekly data refresh.

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