Ducati Monster 937
The Monster reinvented for 2021 — Ducati's iconic naked dropped its tubular trellis frame for a monocoque aluminium structure (Panigale-derived) and shed 18 kg. The 937cc Testastretta 11° V-twin delivers 111 PS with broad torque. UK buyers get a more accessible Monster than ever — lighter, more forgiving, with adjustable seat (820mm/800mm). But it's still a Ducati: desmo valve service every 18,000 miles is a five-figure budget item, and theft risk in London is genuinely high. The reward is character no Japanese rival can match.
- Engine
- 937 cc
- Power
- 111 PS
- Weight
- 188 kg
- Seat height
- 820 mm
- A2 licence
- —
90° V-twin Testastretta 11°, liquid-cooled DOHC
wet
The short version
Forecourt score
Value 55 · Insurance 19 · Theft 35
The Ducati Monster 937 holds its value about as well as most bikes (around 28% lost over three years, against the 25-32% bike norm) and is expensive to insure (group 14). Theft risk is high. The main thing to check on a used one is the desmo valve service.
A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.
Variant: Monster
Engine
Petrol · 937cc
Power
111 ps
Torque
93 Nm
Weight
188 kg
Seat
820 mm
Transmission
6-speed manual
Economy
47 mpg
Tell us about the one you're looking at
Tidy and well looked-after for its age — the typical clean bike.
Estimated market value
£7,726
Range £6,953 – £8,499
HIGH CONFIDENCE
Holding value
Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.
New
£11,400
At 5 years
—
At 10 years
—
Value loss by phase
Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.
UK new price by year
How we estimate this
Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.
What it costs to own
Indicative running costs at 8,000 miles a year — the UK rider average. Chain-drive bikes carry a chain/sprocket consumable line; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.
3-year total
£5,287
Per year
£1,762
Per mile
£0.22
Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.
Estimated insurance
Group 14 of 17 (very high — superbike/cult) · Comprehensive · 5 yr NCB
Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.
Licence
Age
No-claims bonus
5 yearsRisk profile
Estimated annual premium · typical, age 30-39
£1,400/ year
Roughly £117 per month
Typical
Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.| Age band | Lower risk | Typical | Higher risk |
|---|---|---|---|
| Age 17-21 | £2,310 | £3,080 | £4,312 |
| Age 22-29 | £1,418 | £1,890 | £2,646 |
| Age 30-39Selected | £1,050 | £1,400 | £1,960 |
| Age 40-49 | £924 | £1,232 | £1,725 |
| Age 50+ | £840 | £1,120 | £1,568 |
How we estimate this
Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.
Theft risk
Bike-specific · Met Police + insurance reporting
UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.
Theft risk score · 1 to 4
3/4High risk
High risk
Frequent theft target — appears regularly on UK police hot-lists, especially in London. Expect insurers to demand Thatcham chain + ground anchor + disc lock; tracker can knock 10–15% off premium.Theft hotspot postcodes
Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.
How we set this band
Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.
What goes wrong
5 known issues · sorted by severity
Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.
High severity
1
Medium
2
Low / cosmetic
2
| Severity | Part / issue | Cost |
|---|---|---|
| high | Desmo valve service Every 18,000 mi | £800-£1,000 |
| medium | Cam belt replacement Every 12-18k mi or 2 years | £250-£350 |
| medium | Stator / regulator 20k-30k mi | £350 |
| low | Throttle by wire glitches Any (early units) | Software TSB |
| low | Front tyre wear Every 7-9k mi | £180 |
How we score severity
High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.
Safety recalls
Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Ducati Monster 937, or your exact vehicle, has any outstanding recalls on the official DVSA service.
Check on GOV.UKOpens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.
Variant comparison
The default — sole variant (there's a Monster SP variant with Ohlins, but it's positioned as premium and not in the same shopping bracket). Budget £1k+/year in scheduled service when planning Monster ownership.
Known issues
- Desmo valve service every 18,000 mi (£800+)
- Cam belt replacement every 12-18k mi / 2yr
- Italian electrical (stator/regulator) long-term concern
Strengths
- +Iconic naked styling — defining Italian motorcycle
- +188 kg wet, 18 kg lighter than previous Monster generation
- +Adjustable seat (820mm/800mm) suits range of rider heights
- +Testastretta V-twin — character that's worth the premium
- +Strong residuals — Ducati holds value better than Japanese rivals
Watch-outs
- −Desmo valve service every 18,000 miles — £800 budget item
- −Cam belts need replacing every 12-18k miles or 2 years
- −Theft risk is high in London postcodes — Ducati = target
- −Not A2-restrictable (over 95 PS limit)
- −Italian electrical (stator/R/R) is a long-term concern