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CruiserLicense A (Unrestricted)1,400/yr UK

Harley-Davidson Sportster S

Harley-Davidson's modern cruiser — the 2021+ Sportster S abandoned the air-cooled Evolution engine for a Revolution Max 1250T liquid-cooled 60° V-twin (122 PS, 125 Nm). UK buyers get a low (753mm) seat, 122 PS that's competitive with European cruisers, and the unmistakable Harley sound and presence. The trade-off is the engine has limited service history in the UK (newer platform), small 11.7-litre tank gives ~110 miles touring range, and cooling fan controller failures are a documented early-unit issue.

Harley-Davidson Sportster S
Photo: Wikimedia Commons contributor · CC BY-SA 4.0
Engine
1252 cc

60° V-twin Revolution Max 1250T, liquid-cooled DOHC

Power
122 PS
Weight
228 kg

wet

Seat height
753 mm
A2 licence

The short version

51/100

Forecourt score

Value 64 · Insurance 25 · Theft 65

The Harley-Davidson Sportster S holds its value about as well as most bikes (around 25% lost over three years, against the 25-32% bike norm) and is expensive to insure (group 13). Theft risk is moderate.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: Sportster S

Engine

Petrol · 1252cc

Power

122 ps

Torque

125 Nm

Weight

228 kg

Seat

753 mm

Transmission

6-speed manual

Economy

50 mpg

Tell us about the one you're looking at

2023
20212026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£10,024

Range £9,022 £11,026

HIGH CONFIDENCE

When new (2023)£13,365
Age-based value£10,024
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£14,200

At 5 years

At 10 years

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation25% lost
Years 3–7Used-market sweet spot12% lost
Years 7–15Stable / vintage-cult zone14% lost
After year 3: 75% retainedAfter year 7: 63% retainedAfter year 15: 49% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Belt or shaft drive eliminates the chain/sprocket consumable; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£4,123

Per year

£1,374

Per mile

£0.17

Servicing£1,440
Tyres (pair)£853
MOT£90
Fuel / energy£1,740

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

Group 13 of 17 (high — performance) · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£1,200/ year

Roughly £100 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£1,980£2,640£3,696
Age 22-29£1,215£1,620£2,268
Age 30-39Selected£900£1,200£1,680
Age 40-49£792£1,056£1,478
Age 50+£720£960£1,344

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

2/4Medium risk

1 — Low2 — Medium3 — High4 — Very high

Medium risk

Some theft pattern, particularly in urban postcodes. Thatcham-approved chain plus disc lock recommended; secure overnight parking helps premiums.

Theft hotspot postcodes

ENSE

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

3

Low / cosmetic

2

SeverityPart / issueCost
mediumCooling fan controller

10k-20k mi (early units)

£250
mediumBelt wear / tension

25k-30k mi

£300
mediumStator

30k-40k mi

£350
lowThrottle position sensor

15k-25k mi

£140
lowBrake fluid darkening

Every service

Service item

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Harley-Davidson Sportster S, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Variant comparison

Sportster S
New: £14,200Fuel/yr: £5803yr depreciation: %

Default standard model — the only Sportster S trim in UK. Custom variant available with different bars and paint but mechanically identical.

Known issues

  • Cooling fan controller failure on early units (£250)
  • Belt wear / tension drift at 25-30k mi (£300 + adjustment)
  • Throttle position sensor occasional faults

Strengths

  • +Lowest seat in litre-cruiser class at 753mm
  • +Revolution Max 1250T — most powerful Sportster ever (122 PS)
  • +Belt drive — quiet, low maintenance, ~30k mi service interval
  • +Harley styling and dealer network
  • +Strong residuals — Harleys hold value well

Watch-outs

  • Cooling fan controller failures on early units (£250)
  • Small 11.7L tank limits touring range to ~110 miles
  • Heavy at parking speed (228 kg wet)
  • Newer Revolution Max engine = less long-term service history
  • Premium pricing — service rates higher than Japanese rivals

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