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CruiserLicense A (Unrestricted)1,500/yr UK

Harley-Davidson Street Bob

Harley-Davidson's stripped-down Softail cruiser — Milwaukee-Eight 114 V-twin (1868cc), 94bhp, 162Nm torque. Drag bars, mini-tank, solo seat. The most traditional Bob-job factory custom in HD's lineup. UK from £15,795. Full A license required — not A2 restrictable. Classic American V-twin character with modern Softail chassis (hidden monoshock under the seat).

Harley-Davidson Street Bob

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Engine
1868 cc

Air-cooled Milwaukee-Eight 114 V-twin

Power
94 PS
Weight
297 kg

wet

Seat height
680 mm
A2 licence

The short version

59/100

Forecourt score

Value 61 · Insurance 52 · Theft 65

The Harley-Davidson Street Bob holds its value about as well as most bikes (around 26% lost over three years, against the 25-32% bike norm) and costs about average to insure (around £580/yr typical). Theft risk is moderate. The main thing to check on a used one is the cam chain tensioner (early milwaukee-eight).

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Variant: Street Bob 114

Engine

Petrol · 1868cc

Power

94 ps

Torque

162 Nm

Weight

297 kg

Seat

680 mm

Transmission

6-speed manual

Economy

48 mpg

Street Bob 114 — 1868cc V-twin, 94bhp, 6-speed. Belt drive, Softail chassis with hidden monoshock. 680mm low seat. Full A license required.

Tell us about the one you're looking at

2023
20182026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£11,466

Range £10,319 £12,613

HIGH CONFIDENCE

When new (2023)£15,495
Age-based value£11,466
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£16,595

At 5 years

£10,621

At 10 years

£7,634

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation26% lost
Years 3–7Used-market sweet spot16% lost
Years 7–15Stable / vintage-cult zone22% lost
After year 3: 74% retainedAfter year 7: 58% retainedAfter year 15: 36% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Belt or shaft drive eliminates the chain/sprocket consumable; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£2,213

Per year

£738

Per mile

£0.09

Servicing£1,260
Tyres (pair)£864
MOT£89

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

ABI motorcycle scheme · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£580/ year

Roughly £48 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£957£1,276£1,786
Age 22-29£587£783£1,096
Age 30-39Selected£435£580£812
Age 40-49£383£510£715
Age 50+£348£464£650

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

2/4Medium risk

1 — Low2 — Medium3 — High4 — Very high

Medium risk

Some theft pattern, particularly in urban postcodes. Thatcham-approved chain plus disc lock recommended; secure overnight parking helps premiums.

Theft hotspot postcodes

ENSE

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

Premium Harley with strong used demand — chain + disc lock + ground anchor + cover essential overnight. Often garaged.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

1

Medium

2

Low / cosmetic

2

SeverityPart / issueCost
highCam chain tensioner (early Milwaukee-Eight)

HD-known issue on older M8 engines

30k+ mi

£800
mediumAnnual service

HD short service intervals add up over time

5000 mi

£400
mediumBelt drive replacement

60k+ mi

£500
lowBattery

every 3 years

£180
lowFront brake pads

10-14k mi

£150

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Harley-Davidson Street Bob, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Strengths

  • +Classic American V-twin character + sound
  • +Hidden monoshock Softail chassis — modern handling
  • +680mm low seat — friendly for shorter riders
  • +Belt drive — long service intervals on the drivetrain
  • +Strong residuals + HD brand loyalty

Watch-outs

  • 5,000-mile service intervals very short
  • Annual servicing £400+ adds up
  • Heavy (297kg) — feels it at parking-lot speeds
  • Cam chain tensioner issues on early M8 engines

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