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CruiserLicense A (Unrestricted)800/yr UK

Indian Scout

Indian Motorcycle's middleweight cruiser — 1133cc V-twin (Bobber/Sport Sixty trims) or 999cc (Sport variants). Launched 2025 with refreshed lineup. UK from £12,295 (Bobber) → £14,995 (Sport). Aluminium frame, low 660mm seat, cruiser ergonomics. Direct rival to Harley-Davidson Nightster and Triumph Bonneville Speedmaster.

Indian Scout
Photo: Piero at Dutch Wikipedia via Wikimedia Commons · CC BY-SA 3.0
Engine
1133 cc

Liquid-cooled DOHC V-twin

Power
100 PS
Weight
246 kg

wet

Seat height
660 mm
A2 licence

The short version

75/100

Forecourt score

Value 61 · Insurance 74 · Theft 100

The Indian Scout holds its value about as well as most bikes (around 26% lost over three years, against the 25-32% bike norm) and costs about average to insure (around £380/yr typical). Theft risk is low.

A bike-specific blend of value retention, insurance and theft risk (weighted 40/35/25). Bikes carry no MOT reliability data, so reliability isn't scored. Higher is better.

Pick your version

Estimates are tuned to the version you choose.

Engine

Petrol · 1133cc

Power

100 ps

Torque

97 Nm

Weight

246 kg

Seat

660 mm

Transmission

6-speed manual

Economy

45 mpg

Scout Bobber — 1133cc V-twin, 100bhp, 6-speed. Aluminium frame, belt drive, 660mm very low seat. Bobber styling with chopped fenders.

Tell us about the one you're looking at

2023
20182026
9,000 mi
0Expected: 9,00060k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical clean bike.

Estimated market value

£8,876

Range £7,988 £9,764

HIGH CONFIDENCE

When new (2023)£11,995
Age-based value£8,876
Mileage adjustment+£0
Condition adjustment+£0

Holding value

Bikes hold value far better than cars — typical motorcycle 3-year depreciation is 25–32%, against cars' 40–50%. Some bikes (Hayabusa, Gold Wing, classic Z1000) actually appreciate in the 7–15 year zone as cult demand outstrips supply.

New

£12,995

At 5 years

£8,317

At 10 years

£5,978

Value loss by phase

Each band shows the share of original value lost during that window — not cumulative. Appreciation (green, marked +X% gained) is real for bikes that develop cult status.

Years 0–3First-owner depreciation26% lost
Years 3–7Used-market sweet spot16% lost
Years 7–15Stable / vintage-cult zone22% lost
After year 3: 74% retainedAfter year 7: 58% retainedAfter year 15: 36% retained

UK new price by year

How we estimate this

Phase depreciation derived from observed UK used-bike pricing — classified ads, dealer asking prices, and end-of-auction figures. Bike residuals depend heavily on theft history, service-stamp count, and crash-damage signatures. The figures here are indicative for clean, fully-stamped examples.

What it costs to own

Over

Indicative running costs at 8,000 miles a year — the UK rider average. Belt or shaft drive eliminates the chain/sprocket consumable; tax (typically £25–£100/yr) and depreciation are excluded — see the section above for value retention.

3-year total

£1,721

Per year

£574

Per mile

£0.07

Servicing£960
Tyres (pair)£672
MOT£89

Service costs assume independent specialist labour and OE parts. Tyre intervals reflect typical UK road riding — track-day usage burns through rear tyres in <2,000 miles. Fuel uses the variant MPG at £1.45/L. Lower-mileage riders see proportionally lower totals; higher-mileage commuters pay roughly linearly more.

Estimated insurance

ABI motorcycle scheme · Comprehensive · 5 yr NCB

Indicative annual comprehensive premiums for this bike. Bike insurance is far more sensitive to licence tier and rider age than cars — pick the combination closest to your circumstances.

Licence

Age

No-claims bonus

5 years
0 yearsBaseline: 5 years15+

Risk profile

Estimated annual premium · typical, age 30-39

£380/ year

Roughly £32 per month

Typical

Suburban postcode, 3+ years NCB, standard security (Thatcham chain + disc lock), no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-21£627£836£1,170
Age 22-29£385£513£718
Age 30-39Selected£285£380£532
Age 40-49£251£334£468
Age 50+£228£304£426

How we estimate this

Premiums combine licence tier, rider age, no-claims bonus and a risk-profile multiplier on top of a bike-specific baseline. Bike insurance is materially more sensitive to licence tier (CBT / A1 / A2 / A) than car insurance, and young riders pay considerably more than older riders even on the same machine. Always get individual quotes before buying.

Theft risk

Bike-specific · Met Police + insurance reporting

UK bike theft rates are an order of magnitude higher than car theft. Nakeds and supersports lose more to professional gangs; large adventure bikes and tourers are statistically much safer.

Theft risk score · 1 to 4

1/4Low risk

1 — Low2 — Medium3 — High4 — Very high

Low risk

Not a typical theft target. Basic locking deters opportunists; standard insurance terms apply.

Theft hotspot postcodes

EN

Postcode prefixes only; full London hot zone runs across E, N, NW, SE, SW, W boroughs depending on the model.

What this means for you

Cruiser owner profile and heavy/distinctive bike — lower theft profile. Standard chain + disc lock sufficient.

How we set this band

Bands derived from Met Police bike-theft reporting (most-stolen lists) cross-referenced with insurance industry underwriting data. Model + postcode are the two biggest factors in motorcycle theft risk in the UK, materially more than vehicle value.

What goes wrong

5 known issues · sorted by severity

Documented failure modes from UK owner forums, dealer service bulletins, and aggregated mechanic feedback. Mileages are approximate — different riders see different intervals depending on use and maintenance. Always address "high"-severity items before resale.

High severity

0

Medium

2

Low / cosmetic

3

SeverityPart / issueCost
mediumAnnual service

5000 mi

£300
mediumBelt drive replacement

60k+ mi

£500
lowBattery

every 3 years

£160
lowFront brake pads

10-14k mi

£120
lowIndian dealer network sparse outside cities

Service availability can be a factor in rural areas

n/a

n/a

How we score severity

High — strands the bike or causes consequential damage if left. Medium — service item that affects ride quality or risks failure. Low — cosmetic or minor inconvenience. Costs are independent-specialist UK rates for parts and labour together; main dealer prices typically run 30–50% higher.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Indian Scout, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

All variants

TrimEnginePSkgSeatA2-restrict?
Scout BobberdefaultLiquid-cooled DOHC V-twin, 1133cc100246660
Scout SportLiquid-cooled DOHC V-twin, 999cc85244660

Strengths

  • +Aluminium frame — modern construction beats steel HD rivals
  • +660mm very low seat — most accessible cruiser at 1000cc+
  • +100bhp V-twin — strong performance for the cruiser class
  • +Belt drive — long service intervals on drivetrain
  • +Cheaper than HD Sportster S or Triumph Speedmaster

Watch-outs

  • 5,000-mile service intervals very short
  • Indian dealer network thinner than HD/Triumph
  • Heavy (244-246kg)
  • Smaller resale market than HD equivalents

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