Ranked #245 car in the UK · Sports · 210 units sold last year

Morgan Plus Four

The Morgan Plus Four is the hand-built British classic reborn - a traditional, ash-framed roadster on a modern bonded-aluminium chassis, powered by a punchy BMW-sourced 2.0 turbo. It looks like it's from the 1950s but drives with genuine modern pace and reliability. As a used buy it's a uniquely characterful, coachbuilt sports car for buyers who want timeless style with dependable BMW mechanicals underneath - bought for craftsmanship and charm, not practicality.

How these figures are sourced the valuation is anchored to a researched used-market price for this model (AutoTrader median, 2023 at 30k miles). Reliability, mileage and variant data are real DVSA MOT records. Dimensions, tyre sizes and costs, servicing figures and the insurance group are segment-level estimates rather than sourced per car, and are being replaced model by model.

Morgan Plus Four
Photo: Calreyn88 via Wikimedia Commons · CC BY-SA 4.0 · source
Body
Sports
Years
2020–2026
Fuel
Petrol
Economy
38 mpg

combined

Insurance
Group 48

The short version

63/100

Forecourt score

Value 88 · Reliability 69 · Insurance 3 · catalogue percentiles

The Morgan Plus Four holds its value well and is dearer to run than most. Its MOT-based reliability is excellent — an MOT score of 82/100, ahead of 71% of the cars we track. On three-year value retention it ranks better than 88% of models.

The Forecourt score blends how this car ranks against the catalogue on value retention, reliability and insurance cost (weighted 40/40/20) — the from-new ownership picture. Higher is better; running cost is not yet folded in.

Pick your version

Estimates are tuned to the version you choose.

Fuel

Petrol · 1998cc

Power

258 ps

Drivetrain

RWD

Cam drive

Chain

Quoted MPG

38 mpg

Volume Plus Four — BMW-sourced 2.0 turbo, 258 PS, RWD, 6-speed manual. 4.8s 0-62. Morgan is petrol-only - traditional British sports car.

Tell us about the one you're looking at

2023
20202026
9,057 mi
0Expected: 9,057180k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical car.

Remembered as you browse other cars.

Optional — fills in the exact year and ULEZ status for your specific car. The registration isn’t stored.

Estimated market value

How we got this number — click for the breakdown, or to challenge it.

£52,750

Range £44,650£61,400

medium confidence

When new (2023)circa £70,000Age-based value£49,000Mileage adjustment+£0Condition & region+£1Market calibration+£6,199Forecourt price£55,200Private sale£50,300Part-exchange£44,250
Holdthis 3-year-old

Fair value — depreciation is moderating.

At 9,057 miles it’s about the ~8,191 typical for a 3-year-old.

Seen one for sale?

£

A data-led guide from the depreciation curve, UK parc trend and reliability — not financial advice.

The depreciation curve

How a 2023-registration Morgan Plus Four loses value over time.

What it costs to own

Over

Based on the 2023 car with 9,057 miles you entered above — worth about £52,750 today — here is the cost of owning it for the next 5 years, at roughly 3,019 miles a year.

5-year total

£14,393

Per year

£2,879

All-in per mile

£0.95

Fuel per mile

24.2p

Depreciation£1,521
Fuel / energy£3,657
Servicing£1,765
Road tax£1,000
Insurance£6,450

Uses current UK pump and home-charging prices (DESNZ weekly), typical-driver insurance and manufacturer service intervals. "Fuel per mile" is just the energy input — so an EV at ~9p and a diesel at ~22p make running-cost comparison direct. A guide; your own costs will vary.

How it compares

Where this car ranks against the 340 vehicles in our index — higher is better.

Holds its valuebetter than 88%
Reliabilitybetter than 69%
Fuel economybetter than 6%
Cheap to insurebetter than 3%

Percentile rank across our full index. A measure is shown only where the data spreads meaningfully across the index.

Petrol, diesel, hybrid or EV?

How the available versions compare on price, running cost, and the headaches each tends to develop.

Petrol

The default choice: lowest purchase price and easy upkeep, at the cost of higher fuel bills than a hybrid.

New price
circa £55,000
Annual fuel / energy
£720
3-yr depreciation
47%

Watch for

  • ·Carbon build-up on direct-injection engines
  • ·Ignition coils and spark plugs with age
  • ·Cam or wet-belt service where fitted

Diesel

Makes sense for high motorway mileage; less so for short urban hops, where the DPF struggles.

New price
circa £59,000
Annual fuel / energy
£711
3-yr depreciation
50%

Watch for

  • ·DPF clogging on mostly-short journeys
  • ·EGR valve and turbo wear with mileage
  • ·AdBlue system upkeep on newer engines

Fuel/energy costs based on this week’s UK averages (w/c 03/08/2026) · Petrol 159.9p/L, Diesel 179.2p/L, Electricity 27.0p/kWh · DESNZ

Estimated insurance

Group 48 of 50 (very high — top of the scale) · Comprehensive · 3 years NCB

Indicative annual comprehensive premiums for this car, by driver age band and risk profile. Pick the combination closest to your circumstances.

3 years
0 yearsBaseline: 3 years15+
Risk profile:

Estimated annual premium · typical, age 33-39

£1,290/ year

Roughly £108 per month

Typical

Average UK driver — 3 years NCB, average postcode, no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-25£2,941£3,677£4,779
Age 26-32£1,535£1,806£2,203
Age 33-39Selected£1,135£1,290£1,522
Age 40-49£964£1,071£1,242
Age 50+£859£955£1,126

How we estimate this

Indicative annual comprehensive premium estimates. The 'Typical' figure represents an average UK driver in each age band; Lower and Higher risk show the realistic spread driven by factors UK insurers legitimately price on (postcode, occupation, claims history, NCB, voluntary excess, modifications). Based on 10,000 miles/yr, £250 voluntary excess, and the no-claims bonus selected above. Always get individual quotes before buying.

Expected annual costs

Adjust the annual mileage to match how you'll actually use the car. Insurance is what you selected above (age 33-39, typical risk, 3 yrs NCB).

3,019 mi/yr
2,000UK avg for this model: 3,01930,000

Routine service

£185

Annual main-dealer service

Major service

£210

Every 2 years, annualised

Road tax

£200

Standard rate, post year-one

Fuel

£577

38 mpg, £1.60/L

Insurance

£1,290

Age 33-39, group 48

Clean-air zones

Depends on variant

Based on London ULEZ standards — Birmingham, Bath, Bristol, Sheffield, Glasgow and other UK clean-air zones generally follow the same rules.

Total expected£2,462 / year

Excludes depreciation and unscheduled repairs (see next section).

Unexpected costs

What out-of-warranty repairs typically run, by mileage band. Your selected mileage is highlighted.

0-30k miles

£80

per year · low risk

30-60k miles

£240

per year · low risk

60-100k miles

£520

per year · medium risk

100k+ miles

£900

per year · high risk

Tyres

235/40 R18 · 245/35 R19

What a full set of four will cost you (including fit and balance), and which brand each tier of buyer should pick. A typical set lasts about 15,000 miles.

Budget

£400

set of 4, fitted · £85 per tyre

Mid-range

£580

set of 4, fitted · £130 per tyre

Premium

£840

set of 4, fitted · £195 per tyre

What to fit

Optional extras worth paying for

Factory options ranked by how much of their original cost they recover at resale. Anything above 70% return tends to make money back; below 40% is paying for your own enjoyment.

OptionNew costAdded used valueReturn

Tow bar (factory-fit)

Niche, but the buyers who want one will pay for it.

£650£45069%

Parking sensors & reversing camera

Near-expected now — its absence costs more than its presence returns.

£500£30060%

Heated seats / cold-weather pack

£450£20044%

Metallic or premium paint

Almost universal — an unusual colour is the bigger resale risk.

£600£20033%

Panoramic / opening roof

£1,100£35032%

Larger alloy wheels

£700£20029%

Parts most likely to fail

Drawn from owner reports and warranty data. Filtered for relevance to 9,057 miles.

Watch now

Failure typically happens around your current mileage.

Upcoming

A known weak point — but you haven't reached its usual mileage yet.

Already due

Past its usual failure mileage. Either already fixed, or about to.

Lighting & signallingUpcoming

Typical at 60k-100k milesCost £15-£120low severityParts high

Recorded in 2.1% of MOT tests 60k-100k miles — from 2,935 DVSA MOT tests analysed.

BrakesUpcoming

Typical at under 30k milesCost £150-£500medium severityParts high

Recorded in 3.3% of MOT tests under 30k miles — from 2,935 DVSA MOT tests analysed.

EmissionsUpcoming

Typical at under 30k milesCost £150-£800medium severityParts high

Recorded in 2.1% of MOT tests under 30k miles — from 2,935 DVSA MOT tests analysed.

SuspensionUpcoming

Typical at 30k-60k milesCost £150-£450low severityParts high

Recorded in 0.8% of MOT tests 30k-60k miles — from 2,935 DVSA MOT tests analysed.

Driver's viewUpcoming

Typical at under 30k milesCost £60-£300low severityParts high

Recorded in 0.6% of MOT tests under 30k miles — from 2,935 DVSA MOT tests analysed.

SteeringUpcoming

Typical at 30k-60k milesCost £200-£600medium severityParts high

Recorded in 0.4% of MOT tests 30k-60k miles — from 2,935 DVSA MOT tests analysed.

"Parts low/medium/high" indicates how easy the replacement part is to source — discontinued or specialist parts mean longer workshop time and bigger bills.

MOT outlook

How this model fares at its MOT as it ages — from 3,052 real DVSA test records.

MOT pass rate by age

A 3-year-old Plus Four passes its MOT 91% of the time; by 21 years that has slipped to 90%. The y-axis is zoomed to this model’s range so the trend is readable.

Longevity

Not enough older examples yet to gauge longevity.

What fails at the first MOT

The defect categories a Plus Four registered 2020–2023 fails on at its first MOT, from 401 first tests. Every car here is the same age and the same generation, so these are the faults that show up first - not the wear a high-mileage older example collects.

  • Brakes4.5%
  • Emissions2.7%
  • Lighting & signalling0.5%
  • Steering0.2%
  • Driver's view0.2%
  • Seat belts & restraints0.2%

Share of first MOT tests recording at least one defect in that category. DVSA test-item categories, not parts: “Driver’s view” covers mirrors, wipers and glass.

Typical mileage by age

The average odometer reading for a Plus Four at MOT, by age — measured from the same DVSA records, not assumed. A useful yardstick for whether a given car has done more or fewer miles than its age suggests.

  • 3 yr8,191
  • 4 yr9,613
  • 5 yr11,298
  • 6 yr13,716
  • 7 yr14,415
  • 8 yr17,380
  • 9 yr17,403
  • 10 yr18,090
  • 11 yr20,528
  • 12 yr20,481
  • 13 yr22,344
  • 14 yr22,072

Mean recorded mileage at MOT by vehicle age, from DVSA test records. Ages below three are not shown: the first MOT is due at three years, so the few cars tested earlier are a self-selected minority rather than a representative sample. Ages with at least 10 tests shown.

Reliability

82/ 100

Excellent

First-MOT pass rate and defect rate for cars registered 2020 onward (401 first tests), with cohort survival — medium confidence.

MOT outlook · age 5 years

88%first-time pass rate

71st percentileAbout catalogue average

Based on 269 MOT tests · ranked against 248 catalogue models with comparable data

Where this car sits in the catalogue

0%50%90%

Pass-rate distribution across 248 catalogue models

Things owners say

  • 01The BMW-sourced 2.0 turbo gives genuine modern pace and reliability under the classic bodywork.
  • 02Hand-built and coachbuilt - each is individual; spec and condition vary, so buy carefully.
  • 03Minimal weather protection and luggage space; bought for character and craftsmanship, not practicality.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Morgan Plus Four, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Theft risk

A general indicator from UK 2025 theft data and this car’s characteristics — not a prediction for any one vehicle.

Whole-car theft

Higher

Higher-value cars like this are relay-theft targets — keyless entry can be exploited from the driveway in under a minute.

Parts theft

Around average

Parts-theft risk is around average — catalytic-converter theft is the main thing to be aware of on any petrol or diesel car.

Worth doing

  • Keep keys in a Faraday pouch and away from the front door to block relay attacks.
  • A visible steering lock is a cheap, strong deterrent on a frequently-targeted car.

Clean-air zones

Whether driving a Morgan Plus Four into a UK clean-air zone will cost you anything. Rules use the same Euro standard across most zones — petrol from 2006 and diesel from 2015 onwards are exempt; pure electric is always exempt.

Charging zones for cars

CityAreaDaily chargeLikely outcome
LondonAll of Greater London (within the M25)£12.50
Likely exempt
Petrol from 2006 meets Euro 4.
BirminghamInside the A4540 Middleway£8.00
Likely exempt
Petrol from 2006 meets Euro 4.
BristolCity centre and part of the Portway£9.00
Likely exempt
Petrol from 2006 meets Euro 4.
GlasgowCity centre
Likely exempt
Petrol from 2006 meets Euro 4.
EdinburghCity centre
Likely exempt
Petrol from 2006 meets Euro 4.
AberdeenCity centre
Likely exempt
Petrol from 2006 meets Euro 4.
DundeeCity centre
Likely exempt
Petrol from 2006 meets Euro 4.

Zones that don't charge private cars

  • BathCity centre (Private cars and motorbikes are not charged).
  • BradfordOuter ring road and the Aire Valley (Private cars are not charged).
  • SheffieldInside the A61 inner ring road (Private cars are not charged).
  • Newcastle & GatesheadCity centres and the Tyne, Swing, High Level and Redheugh bridges (Private cars are not charged).
  • PortsmouthPart of the city centre (Applies to taxis, PHVs, buses, coaches and HGVs only).

Model-level guidance only. To check a specific registration, use the official gov.uk clean-air zone checker. Zone charges and boundaries are set by local councils and change over time.

Servicing & the dealer network

How well-supported Morgan is across the UK — a practical read on how easy servicing, parts and warranty work will be to find.

Franchised UK dealers

~28

Very few outlets

Specialist sports

Network size relative to the UK's largest (Morgan is 0.6% of all franchised outlets)

Very few franchised outlets — main-dealer servicing means travelling to one of a handful of locations, so budget for that.

For context, the UK has roughly 4,500 franchised car-dealer outlets in total, plus about 15,500 independent garages.

Approximate figures, curated from public UK industry sources (NFDA, Car Dealer Magazine). Franchised networks shrink year on year — these indicate network size, not an exact count.

Dimensions & weight

These are segment estimates, not manufacturer figures. 296 of 325 catalogued cars share one of 14 identical dimension sets, so they describe a class rather than this particular car. Sourced figures replace them model by model.

Length

4,400 mm

Width

1,850 mm

Height

1,300 mm

Kerb weight

1,500 kg

Boot

280–320 L

Fuel tank

48 L

Common questions

Morgan Plus Four, answered from the data

Is the Morgan Plus Four reliable?
The Morgan Plus Four scores 82/100 on Forecourt's MOT-based reliability measure, ahead of 71% of the cars we track. That is computed from 3,052 real DVSA MOT test results.
How much does a used Morgan Plus Four cost?
A 2023 Morgan Plus Four with around 9,057 miles is worth roughly £52,750 today (typical range £46,850–£58,650). Dealer forecourt prices sit higher and part-exchange offers lower; newer or lower-mileage examples cost more.
How quickly does the Morgan Plus Four depreciate?
A new Morgan Plus Four typically loses about 30% of its value over the first three years, then depreciates more slowly. Buying at three to five years old avoids the steepest part of the curve.
What insurance group is the Morgan Plus Four?
The Morgan Plus Four sits in insurance group 48 of 50 — the more expensive end of the scale. Exact premiums depend on the trim (some versions sit a few groups higher or lower), your age, postcode and no-claims history.
What goes wrong on a used Morgan Plus Four?
The most common age-related issues we track for the Morgan Plus Four are: lighting & signalling (typically around 60k-100k miles, £15-£120 to put right); brakes (typically around under 30k miles, £150-£500 to put right); emissions (typically around under 30k miles, £150-£800 to put right). A full service history and a recent MOT with no advisories are the best protection.
What does the Morgan Plus Four cost to run?
Expect around 38 mpg combined on the Plus Four 2.0 258, £200 a year in road tax, about £185 for a standard annual service. The full cost-of-ownership table above breaks this down per year and per mile for the exact year and mileage you choose.
Is the Morgan Plus Four ULEZ compliant?
Whether a Morgan Plus Four is ULEZ compliant depends on its engine and registration date: petrol from 2006 and diesel from September 2015 generally qualify, and electric versions are always exempt.

Answers are generated from this car's Forecourt data — DVSA MOT records, DfT licensing statistics and our valuation model — and update with the weekly data refresh.

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