Ranked #249 car in the UK · Sports · 69 units sold last year
Morgan Plus Four
The Morgan Plus Four is the hand-built British classic reborn - a traditional, ash-framed roadster on a modern bonded-aluminium chassis, powered by a punchy BMW-sourced 2.0 turbo. It looks like it's from the 1950s but drives with genuine modern pace and reliability. As a used buy it's a uniquely characterful, coachbuilt sports car for buyers who want timeless style with dependable BMW mechanicals underneath - bought for craftsmanship and charm, not practicality.
How these figures are sourced — the valuation is anchored to a researched used-market price for this model (AutoTrader median, 2023 at 30k miles). Reliability, mileage and variant data are real DVSA MOT records. Dimensions, tyre sizes and costs, servicing figures and the insurance group are segment-level estimates rather than sourced per car, and are being replaced model by model.
- Body
- Sports
- Years
- 2020–2026
- Fuel
- Petrol
- Economy
- 38 mpg
- Insurance
- Group 48
combined
The short version
Forecourt score
Value 88 · Insurance 3 · catalogue percentiles
The Morgan Plus Four holds its value well and is dearer to run than most. Its MOT-based reliability is excellent — an MOT score of 82/100, ahead of 71% of the cars we track. On three-year value retention it ranks better than 88% of models.
The Forecourt score blends how this car ranks against the catalogue on value retention, reliability and insurance cost (weighted 40/40/20) — the from-new ownership picture. Higher is better; running cost is not yet folded in.
Pick your version
Estimates are tuned to the version you choose.
Fuel
Petrol · 1998cc
Power
258 ps
Drivetrain
RWD
Cam drive
Chain
Quoted MPG
38 mpg
Volume Plus Four — BMW-sourced 2.0 turbo, 258 PS, RWD, 6-speed manual. 4.8s 0-62. Morgan is petrol-only - traditional British sports car.
Tell us about the one you're looking at
Tidy and well looked-after for its age — the typical car.
Remembered as you browse other cars.
Optional — fills in the exact year and ULEZ status for your specific car. The registration isn’t stored.
Estimated market value
How we got this number — click for the breakdown, or to challenge it.£52,750
Range £44,650 – £61,400
medium confidence
Fair value — depreciation is moderating.
At 9,057 miles it’s about the ~8,191 typical for a 3-year-old.
Seen one for sale?
A data-led guide from the depreciation curve, UK parc trend and reliability — not financial advice.
The depreciation curve
How a 2023-registration Morgan Plus Four loses value over time.
What it costs to own
Based on the 2023 car with 9,057 miles you entered above — worth about £52,750 today — here is the cost of owning it for the next 5 years, at roughly 3,019 miles a year.
5-year total
£34,108
Per year
£6,822
All-in per mile
£2.26
Fuel per mile
20.8p
Uses current UK pump and home-charging prices (DESNZ weekly), typical-driver insurance and manufacturer service intervals. "Fuel per mile" is just the energy input — so an EV at ~9p and a diesel at ~22p make running-cost comparison direct. A guide; your own costs will vary.
How it compares
Where this car ranks against the 340 vehicles in our index — higher is better.
Percentile rank across our full index. A measure is shown only where the data spreads meaningfully across the index.
Estimated insurance
Group 48 of 50 (very high — top of the scale) · Comprehensive · 3 years NCB
Indicative annual comprehensive premiums for this car, by driver age band and risk profile. Pick the combination closest to your circumstances.
Estimated annual premium · typical, age 33-39
£1,290/ year
Roughly £108 per month
Typical
Average UK driver — 3 years NCB, average postcode, no recent claims.| Age band | Lower risk | Typical | Higher risk |
|---|---|---|---|
| Age 17-25 | £2,941 | £3,677 | £4,779 |
| Age 26-32 | £1,535 | £1,806 | £2,203 |
| Age 33-39Selected | £1,135 | £1,290 | £1,522 |
| Age 40-49 | £964 | £1,071 | £1,242 |
| Age 50+ | £859 | £955 | £1,126 |
How we estimate this
Indicative annual comprehensive premium estimates. The 'Typical' figure represents an average UK driver in each age band; Lower and Higher risk show the realistic spread driven by factors UK insurers legitimately price on (postcode, occupation, claims history, NCB, voluntary excess, modifications). Based on 10,000 miles/yr, £250 voluntary excess, and the no-claims bonus selected above. Always get individual quotes before buying.
Expected annual costs
Adjust the annual mileage to match how you'll actually use the car. Insurance is what you selected above (age 33-39, typical risk, 3 yrs NCB).
Routine service
£185
Annual main-dealer service
Major service
£210
Every 2 years, annualised
Road tax
£200
Standard rate, post year-one
Fuel
£626
38 mpg, £1.73/L
Insurance
£1,290
Age 33-39, group 48
Clean-air zones
⚠ Depends on variantBased on London ULEZ standards — Birmingham, Bath, Bristol, Sheffield, Glasgow and other UK clean-air zones generally follow the same rules.
Excludes depreciation and unscheduled repairs (see next section).
Unexpected costs
What out-of-warranty repairs typically run, by mileage band. Your selected mileage is highlighted.
0-30k miles
£80
per year · low risk
30-60k miles
£240
per year · low risk
60-100k miles
£520
per year · medium risk
100k+ miles
£900
per year · high risk
Tyres
235/40 R18 · 245/35 R19
What a full set of four will cost you (including fit and balance), and which brand each tier of buyer should pick. A typical set lasts about 15,000 miles.
Budget
£400
set of 4, fitted · £85 per tyre
Mid-range
£580
set of 4, fitted · £130 per tyre
Premium
£840
set of 4, fitted · £195 per tyre
What to fit
Optional extras worth paying for
Factory options ranked by how much of their original cost they recover at resale. Anything above 70% return tends to make money back; below 40% is paying for your own enjoyment.
| Option | New cost | Added used value | Return |
|---|---|---|---|
Tow bar (factory-fit) Niche, but the buyers who want one will pay for it. | £650 | £450 | 69% |
Parking sensors & reversing camera Near-expected now — its absence costs more than its presence returns. | £500 | £300 | 60% |
Heated seats / cold-weather pack | £450 | £200 | 44% |
Metallic or premium paint Almost universal — an unusual colour is the bigger resale risk. | £600 | £200 | 33% |
Panoramic / opening roof | £1,100 | £350 | 32% |
Larger alloy wheels | £700 | £200 | 29% |
What fails at MOT
Recorded in DVSA MOT test data for this model, not owner reports. Ordered against 9,057 miles.
Watch now
Failure typically happens around your current mileage.
Upcoming
Typically happens at a higher mileage than yours.
Already due
Past its usual failure mileage. Either already fixed, or about to.
Lighting & signallingUpcoming
Recorded in 2.1% of MOT tests 60k-100k miles — from 2,935 DVSA MOT tests analysed.
BrakesUpcoming
Recorded in 3.3% of MOT tests under 30k miles — from 2,935 DVSA MOT tests analysed.
EmissionsUpcoming
Recorded in 2.1% of MOT tests under 30k miles — from 2,935 DVSA MOT tests analysed.
SuspensionUpcoming
Recorded in 0.8% of MOT tests 30k-60k miles — from 2,935 DVSA MOT tests analysed.
Driver's viewUpcoming
Recorded in 0.6% of MOT tests under 30k miles — from 2,935 DVSA MOT tests analysed.
SteeringUpcoming
Recorded in 0.4% of MOT tests 30k-60k miles — from 2,935 DVSA MOT tests analysed.
"Parts low/medium/high" indicates how easy the replacement part is to source — discontinued or specialist parts mean longer workshop time and bigger bills.
MOT outlook
How this model fares at its MOT as it ages — from 2,860 real DVSA test records.
MOT pass rate by age
A 3-year-old Plus Four passes its MOT 91% of the time; by 20 years that has slipped to 90%. The y-axis is zoomed to this model’s range so the trend is readable.
Longevity
Not enough older examples yet to gauge longevity.
What fails at the first MOT
The defect categories a Plus Four registered 2020–2023 fails on at its first MOT, from 401 first tests. Every car here is the same age and the same generation, so these are the faults that show up first - not the wear a high-mileage older example collects.
- Brakes4.5%
- Emissions2.7%
- Lighting & signalling0.5%
- Steering0.2%
- Driver's view0.2%
- Seat belts & restraints0.2%
Share of first MOT tests recording at least one defect in that category. DVSA test-item categories, not parts: “Driver’s view” covers mirrors, wipers and glass.
Typical mileage by age
The average odometer reading for a Plus Four at MOT, by age — measured from the same DVSA records, not assumed. A useful yardstick for whether a given car has done more or fewer miles than its age suggests.
- 3 yr8,191
- 4 yr9,613
- 5 yr11,298
- 6 yr13,716
- 7 yr14,415
- 8 yr17,380
- 9 yr17,403
- 10 yr18,090
- 11 yr20,527
- 12 yr20,457
- 13 yr22,265
- 14 yr21,876
Mean recorded mileage at MOT by vehicle age, from DVSA test records. Ages below three are not shown: the first MOT is due at three years, so the few cars tested earlier are a self-selected minority rather than a representative sample. Ages with at least 10 tests shown.
Reliability
Excellent
First-MOT pass rate and defect rate for cars registered 2018 onward (401 first tests), with cohort survival — medium confidence.
MOT outlook · age 5 years
71st percentile — About catalogue average
Based on 269 MOT tests · ranked against 248 catalogue models with comparable data
Where this car sits in the catalogue
Pass-rate distribution across 248 catalogue models
Things owners say
- 01The BMW-sourced 2.0 turbo gives genuine modern pace and reliability under the classic bodywork.
- 02Hand-built and coachbuilt - each is individual; spec and condition vary, so buy carefully.
- 03Minimal weather protection and luggage space; bought for character and craftsmanship, not practicality.
Safety recalls
Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Morgan Plus Four, or your exact vehicle, has any outstanding recalls on the official DVSA service.
Check on GOV.UKOpens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.
Theft risk
A general indicator from UK 2025 theft data and this car’s characteristics — not a prediction for any one vehicle.
Whole-car theft
Higher
Higher-value cars like this are relay-theft targets — keyless entry can be exploited from the driveway in under a minute.
Parts theft
Around average
Parts-theft risk is around average — catalytic-converter theft is the main thing to be aware of on any petrol or diesel car.
Worth doing
- Keep keys in a Faraday pouch and away from the front door to block relay attacks.
- A visible steering lock is a cheap, strong deterrent on a frequently-targeted car.
Clean-air zones
Whether driving a Morgan Plus Four into a UK clean-air zone will cost you anything. Rules use the same Euro standard across most zones — petrol from 2006 and diesel from 2015 onwards are exempt; pure electric is always exempt.
Charging zones for cars
| City | Area | Daily charge | Likely outcome |
|---|---|---|---|
| London | All of Greater London (within the M25) | £12.50 | Likely exempt Petrol from 2006 meets Euro 4. |
| Birmingham | Inside the A4540 Middleway | £8.00 | Likely exempt Petrol from 2006 meets Euro 4. |
| Bristol | City centre and part of the Portway | £9.00 | Likely exempt Petrol from 2006 meets Euro 4. |
| Glasgow | City centre | — | Likely exempt Petrol from 2006 meets Euro 4. |
| Edinburgh | City centre | — | Likely exempt Petrol from 2006 meets Euro 4. |
| Aberdeen | City centre | — | Likely exempt Petrol from 2006 meets Euro 4. |
| Dundee | City centre | — | Likely exempt Petrol from 2006 meets Euro 4. |
Zones that don't charge private cars
- Bath — City centre (Private cars and motorbikes are not charged).
- Bradford — Outer ring road and the Aire Valley (Private cars are not charged).
- Sheffield — Inside the A61 inner ring road (Private cars are not charged).
- Newcastle & Gateshead — City centres and the Tyne, Swing, High Level and Redheugh bridges (Private cars are not charged).
- Portsmouth — Part of the city centre (Applies to taxis, PHVs, buses, coaches and HGVs only).
Model-level guidance only. To check a specific registration, use the official gov.uk clean-air zone checker. Zone charges and boundaries are set by local councils and change over time.
Servicing & the dealer network
How well-supported Morgan is across the UK — a practical read on how easy servicing, parts and warranty work will be to find.
Franchised UK dealers
~28
Very few outlets
Specialist sports
Network size relative to the UK's largest (Morgan is 0.6% of all franchised outlets)
Very few franchised outlets — main-dealer servicing means travelling to one of a handful of locations, so budget for that.
For context, the UK has roughly 4,500 franchised car-dealer outlets in total, plus about 15,500 independent garages.
Approximate figures, curated from public UK industry sources (NFDA, Car Dealer Magazine). Franchised networks shrink year on year — these indicate network size, not an exact count.
Dimensions & weight
These are segment estimates, not manufacturer figures. 296 of 325 catalogued cars share one of 14 identical dimension sets, so they describe a class rather than this particular car. Sourced figures replace them model by model.
Length
4,400 mm
Width
1,850 mm
Height
1,300 mm
Kerb weight
1,500 kg
Boot
280–320 L
Fuel tank
48 L
Similar cars
Other sports models worth looking at
Common questions
Morgan Plus Four, answered from the data
- Is the Morgan Plus Four reliable?
- The Morgan Plus Four scores 82/100 on Forecourt's MOT-based reliability measure, ahead of 71% of the cars we track. That score uses first-MOT pass rate and defect rate for cars registered 2018 onward (401 first tests), with cohort survival — medium confidence.
- How much does a used Morgan Plus Four cost?
- A 2023 Morgan Plus Four with around 9,057 miles is worth roughly £52,750 today (typical range £46,850–£58,650). Dealer forecourt prices sit higher and part-exchange offers lower; newer or lower-mileage examples cost more.
- How quickly does the Morgan Plus Four depreciate?
- A new Morgan Plus Four typically loses about 30% of its value over the first three years, then depreciates more slowly. Buying at three to five years old avoids the steepest part of the curve.
- What insurance group is the Morgan Plus Four?
- The Morgan Plus Four sits in insurance group 48 of 50 — the more expensive end of the scale. Exact premiums depend on the trim (some versions sit a few groups higher or lower), your age, postcode and no-claims history.
- What goes wrong on a used Morgan Plus Four?
- The parts most often recorded at MOT on the Morgan Plus Four are: lighting & signalling (typically around 60k-100k miles, £15-£120 to put right); brakes (typically around under 30k miles, £150-£500 to put right); emissions (typically around under 30k miles, £150-£800 to put right). A full service history and a recent MOT with no advisories are the best protection.
- What does the Morgan Plus Four cost to run?
- Expect around 38 mpg combined on the Plus Four 2.0 258, £200 a year in road tax, about £185 for a standard annual service. The full cost-of-ownership table above breaks this down per year and per mile for the exact year and mileage you choose.
- Is the Morgan Plus Four ULEZ compliant?
- Whether a Morgan Plus Four is ULEZ compliant depends on its engine and registration date: petrol from 2006 and diesel from September 2015 generally qualify, and electric versions are always exempt.
Answers are generated from this car's Forecourt data — DVSA MOT records, DfT licensing statistics and our valuation model — and update with the weekly data refresh.