7th best-selling new car in the UK so far in 2026 - registration data from the Society of Motor Manufacturers and Traders.
Ranked #15 car in the UK · SUV · 30,427 units sold last year
The Volvo XC40 is a stylish, safety-led premium small SUV with a comfortable, well-built Scandinavian cabin. It's offered with petrol and mild-hybrid engines, a Recharge plug-in hybrid, and a fully electric version (renamed EX40 from 2024). Later cars use Volvo's Google built-in infotainment. Cross-shop the Audi Q3, BMW X1, Mercedes GLA and Range Rover Evoque.
WLTP
The short version
Forecourt score
Value 43 · Reliability 97 · Insurance 22
The Volvo XC40 holds its value about averagely and is dearer to run than most. Its MOT-based reliability is excellent, 90 out of 100, ahead of 97% of the cars we track. On three-year value retention it ranks better than 43% of models.
The Forecourt score blends how this car ranks against the catalogue on value retention, reliability and insurance cost (weighted 40/40/20). Higher is better; running cost is not yet folded in.
Fuel
Mild Hybrid · 1969cc
Power
163 ps
Drivetrain
FWD
Cam drive
Dry belt
Quoted MPG
39 mpg
The volume XC40. 2.0L 4-cyl turbo with 48V mHEV, 163 PS, 8-speed Aisin auto, FWD. Plus trim — leather, heated seats, 9-inch portrait screen with Google built-in. The default.
Tidy and well looked-after for its age — the typical car.
Remembered as you browse other cars.
Optional — fills in the exact year and ULEZ status for your specific car. The registration isn’t stored.
Estimated market value
How we got this number — click for the breakdown, or to challenge it.£18,600
Range £15,700 – £21,800
medium confidence
Past the steep drop — most of the depreciation is behind it.
At 25,788 miles it’s about the ~26,843 typical for a 3-year-old.
Seen one for sale?
A data-led guide from the depreciation curve, UK parc trend and reliability — not financial advice.
How a 2023-registration Volvo XC40 loses value over time.
Based on the 2023 car with 25,788 miles you entered above — worth about £18,600 today — here is the cost of owning it for the next 5 years, at roughly 8,596 miles a year.
5-year total
£21,430
Per year
£4,286
All-in per mile
£0.50
Fuel per mile
16.6p
If a company carAround £424/mo Benefit-in-Kind tax at the 40% rate (£212/mo at 20%) — 33% band
If you're a company-car driver
At 33% BIK, a 40% taxpayer would pay about £424/month in company-car tax (£212/month at 20%) — on top of the running costs above. Full BIK table below for context.
Best age to buy — around 4 years
A 4-year-old example loses roughly £2,000 a year — under half the £5,850 a one-year-old sheds. The steepest drop is behind it.
Uses current UK pump and home-charging prices (DESNZ weekly), typical-driver insurance and manufacturer service intervals. "Fuel per mile" is just the energy input — so an EV at ~9p and a diesel at ~22p make running-cost comparison direct. A guide; your own costs will vary.
Where this car ranks against the 340 vehicles in our index — higher is better.
Percentile rank across our full index. A measure is shown only where the data spreads meaningfully across the index.
How the available versions compare on price, running cost, and the headaches each tends to develop.
Best non-EV compact premium SUV in many ways. Better-styled than Audi Q3, more comfortable than BMW X1. Volvo's Scandinavian interior pleasant. Strong safety (5-star Euro NCAP). EX40 (EV equivalent) is the modern alternative.
Watch for
Niche but capable. AWD adds 250 PS and 60 Nm vs B4 — feels notably stronger. The XC40 for owners who want all-weather security or have hilly terrain. Pricey vs Skoda Karoq 4x4.
Watch for
Fuel/energy costs based on this week’s UK averages (w/c 22/06/2026) · Petrol 153.3p/L, Diesel 172.5p/L, Electricity 27.0p/kWh · DESNZ
Group 30 of 50 (upper-mid — pricier to insure) · Comprehensive · 3 years NCB
Indicative annual comprehensive premiums for this car, by driver age band and risk profile. Pick the combination closest to your circumstances.
Estimated annual premium · typical, age 33-39
£1,360/ year
Roughly £113 per month
Typical
Average UK driver — 3 years NCB, average postcode, no recent claims.| Age band | Lower risk | Typical | Higher risk |
|---|---|---|---|
| Age 17-25 | £3,101 | £3,876 | £5,039 |
| Age 26-32 | £1,618 | £1,904 | £2,323 |
| Age 33-39Selected | £1,197 | £1,360 | £1,605 |
| Age 40-49 | £1,016 | £1,129 | £1,309 |
| Age 50+ | £906 | £1,006 | £1,188 |
How we estimate this
Indicative annual comprehensive premium estimates. The 'Typical' figure represents an average UK driver in each age band; Lower and Higher risk show the realistic spread driven by factors UK insurers legitimately price on (postcode, occupation, claims history, NCB, voluntary excess, modifications). Based on 10,000 miles/yr, £250 voluntary excess, and the no-claims bonus selected above. Always get individual quotes before buying.
Adjust the annual mileage to match how you'll actually use the car. Insurance is what you selected above (age 33-39, typical risk, 3 yrs NCB).
Routine service
£290
Annual main-dealer service
Major service
£280
Every 2 years, annualised
Road tax
£195
Standard rate, post year-one
Electricity
£645
3.6 mi/kWh, 27p blended
Insurance
£1,360
Age 33-39, group 30
Clean-air zones
✓ ULEZ compliantBased on London ULEZ standards — Birmingham, Bath, Bristol, Sheffield, Glasgow and other UK clean-air zones generally follow the same rules.
Excludes depreciation and unscheduled repairs (see next section).
What out-of-warranty repairs typically run, by mileage band. Your selected mileage is highlighted.
0-30k miles
£120
per year · low risk
30-60k miles
£360
per year · low risk
60-100k miles
£780
per year · medium risk
100k+ miles
£1,350
per year · high risk
215/65 R17 · 235/55 R18 · 235/50 R19
What a full set of four will cost you (including fit and balance), and which brand each tier of buyer should pick. A typical set lasts about 24,000 miles.
Budget
£400
set of 4, fitted · £85 per tyre
Mid-range
£580
set of 4, fitted · £130 per tyre
Premium
£840
set of 4, fitted · £195 per tyre
Factory options ranked by how much of their original cost they recover at resale. Anything above 70% return tends to make money back; below 40% is paying for your own enjoyment.
| Option | New cost | Added used value | Return |
|---|---|---|---|
Tow bar (factory-fit) Niche, but the buyers who want one will pay for it. | £650 | £450 | 69% |
Parking sensors & reversing camera Near-expected now — its absence costs more than its presence returns. | £500 | £300 | 60% |
Heated seats / cold-weather pack | £450 | £200 | 44% |
Adaptive / matrix LED headlights | £900 | £400 | 44% |
Metallic or premium paint Almost universal — an unusual colour is the bigger resale risk. | £600 | £200 | 33% |
Panoramic / opening roof | £1,100 | £350 | 32% |
Advanced driver-assistance pack | £1,500 | £450 | 30% |
Larger alloy wheels | £700 | £200 | 29% |
Premium sound system | £800 | £200 | 25% |
Drawn from owner reports and warranty data. Filtered for relevance to 25,788 miles.
Watch now
Failure typically happens around your current mileage.
Upcoming
A known weak point — but you haven't reached its usual mileage yet.
Already due
Past its usual failure mileage. Either already fixed, or about to.
Recorded in 4.8% of MOT tests 60k-100k miles — from 398,357 DVSA MOT tests analysed.
Recorded in 4.8% of MOT tests over 100k miles — from 398,357 DVSA MOT tests analysed.
Recorded in 1.3% of MOT tests over 100k miles — from 398,357 DVSA MOT tests analysed.
Recorded in 1.0% of MOT tests over 100k miles — from 398,357 DVSA MOT tests analysed.
Recorded in 0.5% of MOT tests 60k-100k miles — from 398,357 DVSA MOT tests analysed.
Recorded in 0.7% of MOT tests over 100k miles — from 398,357 DVSA MOT tests analysed.
"Parts low/medium/high" indicates how easy the replacement part is to source — discontinued or specialist parts mean longer workshop time and bigger bills.
Euro NCAP's independent crash-test rating for the Volvo XC40, from its 2018 assessment.
The passenger compartment of the XC40 remained stable in the frontal offset test.
Independent crash-test data from Euro NCAP. Star ratings reflect the test protocol of the year shown — newer protocols are stricter, so a 5-star from 2024 represents a higher bar than a 5-star from 2014.
How this model fares at its MOT as it ages — from 407,064 real DVSA test records.
MOT pass rate by age
A 3-year-old XC40 passes its MOT 91.6% of the time; by 8 years that has slipped to 88.4%. The y-axis is zoomed to this model’s range so the trend is readable.
Longevity
From 7,035 vehicles registered in 2018.
Survival by registration year
Each point is one registration cohort. Older cars on the left, newer on the right. A flatter line means the model holds up over time; a steep drop means cohorts disappear from UK roads faster.
What’s on the road
The fuel-type split of every XC40 currently MOT’d in the UK. From 186,830 vehicles.
Common MOT failures by mileage
The defect categories this XC40 fails on most often, and how the failure rate climbs as the miles add up — from the same DVSA test records.
| Category | 0-30k | 30-60k | 60-100k | 100k+ |
|---|---|---|---|---|
| Tyres & wheels | 3% | 4% | 5% | 5% |
| Brakes | 1% | 4% | 5% | 5% |
| Suspension | — | — | 1% | 1% |
| Driver's view | — | 1% | 1% | 1% |
| Lighting & signalling | — | — | 1% | — |
| Emissions | — | — | — | 1% |
Share of MOT tests in each mileage band with at least one defect in that category. The peak band for each is highlighted.
Typical mileage by age
The average odometer reading for a XC40 at MOT, by age — measured from the same DVSA records, not assumed. A useful yardstick for whether a given car has done more or fewer miles than its age suggests.
Mean recorded mileage at MOT by vehicle age, from DVSA test records (ages with at least 10 tests shown).
Excellent
Composite of MOT pass rate, defect prevalence and cohort survival from 398,357 tests — high confidence.
MOT outlook · age 5 years
92th percentile — Among the best in the catalogue
Based on 64,552 MOT tests · ranked against 248 catalogue models with comparable data
Where this car sits in the catalogue
Pass-rate distribution across 248 catalogue models
Safety recalls
Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Volvo XC40, or your exact vehicle, has any outstanding recalls on the official DVSA service.
Check on GOV.UKOpens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.
A general indicator from UK 2025 theft data and this car’s characteristics — not a prediction for any one vehicle.
Whole-car theft
Higher
Desirable SUVs like this are relay-theft targets — keyless entry can be exploited from the driveway in under a minute.
Parts theft
Higher
Hybrid versions are a catalytic-converter target — a hybrid cat is rich in precious metals and can be cut out in about a minute.
Worth doing
Whether driving a Volvo XC40 into a UK clean-air zone will cost you anything. Rules use the same Euro standard across most zones — petrol from 2006 and diesel from 2015 onwards are exempt; pure electric is always exempt.
| City | Area | Daily charge | Likely outcome |
|---|---|---|---|
| London | All of Greater London (within the M25) | £12.50 | Likely exempt Hybrid petrol engines from 2006 meet Euro 4. |
| Birmingham | Inside the A4540 Middleway | £8.00 | Likely exempt Hybrid petrol engines from 2006 meet Euro 4. |
| Bristol | City centre and part of the Portway | £9.00 | Likely exempt Hybrid petrol engines from 2006 meet Euro 4. |
| Glasgow | City centre | — | Likely exempt Hybrid petrol engines from 2006 meet Euro 4. |
| Edinburgh | City centre | — | Likely exempt Hybrid petrol engines from 2006 meet Euro 4. |
| Aberdeen | City centre | — | Likely exempt Hybrid petrol engines from 2006 meet Euro 4. |
| Dundee | City centre | — | Likely exempt Hybrid petrol engines from 2006 meet Euro 4. |
Model-level guidance only. To check a specific registration, use the official gov.uk clean-air zone checker. Zone charges and boundaries are set by local councils and change over time.
UK charging network
As of 2026-04-01, the UK has 119,080 publicly available EV chargers, up 12.6% on the prior year (13,281 added in 2025). 23% of those are rapid (50 kW+) or ultra-rapid (150 kW+), so the network can support both home and on-route charging.
3-8 kW
50%
Standard
8-50 kW
27%
Standard plus
50-150 kW
12%
Rapid
150 kW+
11%
Ultra-rapid
Source: Department for Transport / Zapmap · Released 2026-05-21 · DfT statistics
What HMRC's Benefit-in-Kind charge looks like if you ran this Volvo XC40 as a company car, by tax year and income-tax band. Calculated from a CO₂ of 143 g/km and a WLTP electric range of 28 miles, using £38,500 as the P11D value.
| Tax year | BIK % | Tax @ 20% | Tax @ 40% | Monthly @ 20% | Monthly @ 40% |
|---|---|---|---|---|---|
| 2025-26 | 33% | £2,541 | £5,082 | £212 | £424 |
| 2026-27 | 34% | £2,618 | £5,236 | £218 | £436 |
| 2027-28 | 35% | £2,695 | £5,390 | £225 | £449 |
| 2028-29 | 35% | £2,695 | £5,390 | £225 | £449 |
| 2029-30 | 35% | £2,695 | £5,390 | £225 | £449 |
P11D value is approximated from the latest new price; the exact figure on your tax code will depend on options fitted. The 4% diesel surcharge applies only to non-RDE2 (pre-2021) diesels — we assume RDE2 compliance for current models. Bands and rates from HMRC's Autumn Budget 2024 confirmation through 2029/30.
How well-supported Volvo is across the UK — a practical read on how easy servicing, parts and warranty work will be to find.
Franchised UK dealers
~95
Solid network
Premium mainstream
Network size relative to the UK's largest (Volvo is 2.1% of all franchised outlets)
A solid network — a franchised dealer is usually within reasonable reach, and independent garages are generally familiar with the brand.
For context, the UK has roughly 4,500 franchised car-dealer outlets in total, plus about 15,500 independent garages.
Approximate figures, curated from public UK industry sources (NFDA, Car Dealer Magazine). Franchised networks shrink year on year — these indicate network size, not an exact count.
Length
4,600 mm
Width
1,880 mm
Height
1,650 mm
Kerb weight
1,750 kg
Boot
500–1,600 L
Fuel tank
60 L
Of every Volvo XC40 ever registered in the UK, this is what's actively on the road, parked off the road on a SORN, or gone for good.
Total ever registered
170,791
Currently taxed & on road
168,963
99% of all registered
SORN (off road)
1,828
1% of all registered
Scrapped or exported
0
UK fleet trend — 2017 to 2025
+21% vs 2024Source: DfT VEH0124 vehicle licensing statistics (year-end 2025) · Updated 1 Jul 2026
Common questions
Same underpinnings
Smaller sister to SPA, co-developed by Volvo and Geely for compact premium cars and SUVs. Different badges, often substantially different residuals, but broadly the same mechanicals and repair cost profile.
Compact Modular Architecture · Volvo Cars / Geely
Common questions
Answers are generated from this car's Forecourt data — DVSA MOT records, DfT licensing statistics and our valuation model — and update with the weekly data refresh.