Ranked #101 car in the UK · Coupe · 2,173 units sold last year
The BMW 4 Series coupe spans the sleek F32 (2014-2020) and the bolder, big-grilled G22 (2020 on) - the two-door, more style-led take on the 3 Series. Rear-wheel drive as standard with xDrive optional, it majors on a taut chassis and strong straight-six petrol and diesel engines. The G22's looks divide opinion, but underneath sits one of the best-driving cars in its class.
combined
The short version
Forecourt score
Value 70 · Reliability 74 · Insurance 1
The BMW 4 Series holds its value well and is dearer to run than most. Its MOT-based reliability is excellent, 81 out of 100, ahead of 74% of the cars we track. On three-year value retention it ranks better than 70% of models.
The Forecourt score blends how this car ranks against the catalogue on value retention, reliability and insurance cost (weighted 40/40/20). Higher is better; running cost is not yet folded in.
Estimates are tuned to the version you choose.
Fuel
Petrol · 1998cc
Power
184 ps
Drivetrain
RWD
Cam drive
Chain
Quoted MPG
44 mpg
The volume 4-Series Coupe. 2.0L turbo, 184 PS, RWD, 8-speed auto. M Sport spec standard. 7.5s 0-62. The sensible default — most lease drivers ordered this.
Tidy and well looked-after for its age — the typical car.
Remembered as you browse other cars.
Optional — fills in the exact year and ULEZ status for your specific car. The registration isn’t stored.
Estimated market value
How we got this number — click for the breakdown, or to challenge it.£28,500
Range £24,200 – £33,100
medium confidence
Past the steep drop — most of the depreciation is behind it.
At 28,032 miles it’s about the ~30,328 typical for a 3-year-old.
Seen one for sale?
A data-led guide from the depreciation curve, UK parc trend and reliability — not financial advice.
How a 2023-registration BMW 4 Series loses value over time.
Based on the 2023 car with 28,032 miles you entered above — worth about £28,500 today — here is the cost of owning it for the next 5 years, at roughly 9,344 miles a year.
5-year total
£28,000
Per year
£5,600
All-in per mile
£0.60
Fuel per mile
18.3p
If a company carAround £660/mo Benefit-in-Kind tax at the 40% rate (£330/mo at 20%) — 37% band
If you're a company-car driver
At 37% BIK, a 40% taxpayer would pay about £660/month in company-car tax (£330/month at 20%) — on top of the running costs above. Full BIK table below for context.
Best age to buy — around 4 years
A 4-year-old example loses roughly £3,150 a year — under half the £9,550 a one-year-old sheds. The steepest drop is behind it.
Uses current UK pump and home-charging prices (DESNZ weekly), typical-driver insurance and manufacturer service intervals. "Fuel per mile" is just the energy input — so an EV at ~9p and a diesel at ~22p make running-cost comparison direct. A guide; your own costs will vary.
Where this car ranks against the 340 vehicles in our index — higher is better.
Percentile rank across our full index. A measure is shown only where the data spreads meaningfully across the index.
How the available versions compare on price, running cost, and the headaches each tends to develop.
More substantial than the 2-Series Coupe but on the same engines. 430i is the better-balanced car for the chassis. 420d depreciates harder than petrol versions as fleet diesel demand evaporates.
Watch for
M440i is the depreciation sweet spot — close to M4 performance for less money, holds value better than 4-cyl variants. 430d is the connoisseur's choice but limited used inventory. Both prove the 4-Series works best with six cylinders.
Watch for
Fuel/energy costs based on this week’s UK averages (w/c 22/06/2026) · Petrol 153.3p/L, Diesel 172.5p/L, Electricity 27.0p/kWh · DESNZ
Group 48 of 50 (very high — top of the scale) · Comprehensive · 3 years NCB
Indicative annual comprehensive premiums for this car, by driver age band and risk profile. Pick the combination closest to your circumstances.
Estimated annual premium · typical, age 33-39
£2,008/ year
Roughly £167 per month
Typical
Average UK driver — 3 years NCB, average postcode, no recent claims.| Age band | Lower risk | Typical | Higher risk |
|---|---|---|---|
| Age 17-25 | £4,578 | £5,723 | £7,440 |
| Age 26-32 | £2,390 | £2,811 | £3,430 |
| Age 33-39Selected | £1,767 | £2,008 | £2,369 |
| Age 40-49 | £1,500 | £1,667 | £1,933 |
| Age 50+ | £1,337 | £1,486 | £1,753 |
How we estimate this
Indicative annual comprehensive premium estimates. The 'Typical' figure represents an average UK driver in each age band; Lower and Higher risk show the realistic spread driven by factors UK insurers legitimately price on (postcode, occupation, claims history, NCB, voluntary excess, modifications). Based on 10,000 miles/yr, £250 voluntary excess, and the no-claims bonus selected above. Always get individual quotes before buying.
Adjust the annual mileage to match how you'll actually use the car. Insurance is what you selected above (age 33-39, typical risk, 3 yrs NCB).
Routine service
£290
Annual main-dealer service
Major service
£280
Every 2 years, annualised
Road tax
£195
Standard rate, post year-one
Fuel
£1,438
38 mpg, £1.49/L
Insurance
£2,008
Age 33-39, group 48
Clean-air zones
✓ ULEZ compliantBased on London ULEZ standards — Birmingham, Bath, Bristol, Sheffield, Glasgow and other UK clean-air zones generally follow the same rules.
Excludes depreciation and unscheduled repairs (see next section).
What out-of-warranty repairs typically run, by mileage band. Your selected mileage is highlighted.
0-30k miles
£120
per year · low risk
30-60k miles
£360
per year · low risk
60-100k miles
£780
per year · medium risk
100k+ miles
£1,350
per year · high risk
235/40 R18 · 245/35 R19
What a full set of four will cost you (including fit and balance), and which brand each tier of buyer should pick. A typical set lasts about 15,000 miles.
Budget
£400
set of 4, fitted · £85 per tyre
Mid-range
£580
set of 4, fitted · £130 per tyre
Premium
£840
set of 4, fitted · £195 per tyre
Factory options ranked by how much of their original cost they recover at resale. Anything above 70% return tends to make money back; below 40% is paying for your own enjoyment.
| Option | New cost | Added used value | Return |
|---|---|---|---|
Tow bar (factory-fit) Niche, but the buyers who want one will pay for it. | £650 | £450 | 69% |
Parking sensors & reversing camera Near-expected now — its absence costs more than its presence returns. | £500 | £300 | 60% |
Heated seats / cold-weather pack | £450 | £200 | 44% |
Adaptive / matrix LED headlights | £900 | £400 | 44% |
Metallic or premium paint Almost universal — an unusual colour is the bigger resale risk. | £600 | £200 | 33% |
Panoramic / opening roof | £1,100 | £350 | 32% |
Advanced driver-assistance pack | £1,500 | £450 | 30% |
Larger alloy wheels | £700 | £200 | 29% |
Premium sound system | £800 | £200 | 25% |
Drawn from owner reports and warranty data. Filtered for relevance to 28,032 miles.
Watch now
Failure typically happens around your current mileage.
Upcoming
A known weak point — but you haven't reached its usual mileage yet.
Already due
Past its usual failure mileage. Either already fixed, or about to.
Recorded in 8.3% of MOT tests over 100k miles — from 867,792 DVSA MOT tests analysed.
Recorded in 3.1% of MOT tests over 100k miles — from 867,792 DVSA MOT tests analysed.
Recorded in 4.3% of MOT tests over 100k miles — from 867,792 DVSA MOT tests analysed.
Recorded in 1.5% of MOT tests over 100k miles — from 867,792 DVSA MOT tests analysed.
Recorded in 2.1% of MOT tests over 100k miles — from 867,792 DVSA MOT tests analysed.
Recorded in 0.4% of MOT tests over 100k miles — from 867,792 DVSA MOT tests analysed.
"Parts low/medium/high" indicates how easy the replacement part is to source — discontinued or specialist parts mean longer workshop time and bigger bills.
How this model fares at its MOT as it ages — from 889,001 real DVSA test records.
MOT pass rate by age
A 3-year-old 4 Series passes its MOT 88.7% of the time; by 13 years that has slipped to 81.3%. The y-axis is zoomed to this model’s range so the trend is readable.
Longevity
From 2,017 vehicles registered in 2013.
Survival by registration year
Each point is one registration cohort. Older cars on the left, newer on the right. A flatter line means the model holds up over time; a steep drop means cohorts disappear from UK roads faster.
What’s on the road
The fuel-type split of every 4 Series currently MOT’d in the UK. From 134,849 vehicles.
Common MOT failures by mileage
The defect categories this 4 Series fails on most often, and how the failure rate climbs as the miles add up — from the same DVSA test records.
| Category | 0-30k | 30-60k | 60-100k | 100k+ |
|---|---|---|---|---|
| Tyres & wheels | 6% | 7% | 8% | 8% |
| Brakes | — | 2% | 2% | 3% |
| Suspension | — | 1% | 2% | 4% |
| Driver's view | 1% | 1% | 1% | 2% |
| Lighting & signalling | — | 1% | 1% | 2% |
| Identification & other | — | — | — | — |
Share of MOT tests in each mileage band with at least one defect in that category. The peak band for each is highlighted.
Typical mileage by age
The average odometer reading for a 4 Series at MOT, by age — measured from the same DVSA records, not assumed. A useful yardstick for whether a given car has done more or fewer miles than its age suggests.
Mean recorded mileage at MOT by vehicle age, from DVSA test records (ages with at least 10 tests shown).
Excellent
Composite of MOT pass rate, defect prevalence and cohort survival from 867,792 tests — high confidence.
MOT outlook · age 5 years
75th percentile — Better than most comparable cars
Based on 121,856 MOT tests · ranked against 248 catalogue models with comparable data
Where this car sits in the catalogue
Pass-rate distribution across 248 catalogue models
Safety recalls
Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the BMW 4 Series, or your exact vehicle, has any outstanding recalls on the official DVSA service.
Check on GOV.UKOpens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.
A general indicator from UK 2025 theft data and this car’s characteristics — not a prediction for any one vehicle.
Whole-car theft
Higher
Higher-value cars like this are relay-theft targets — keyless entry can be exploited from the driveway in under a minute.
Parts theft
Around average
Parts-theft risk is around average — catalytic-converter theft is the main thing to be aware of on any petrol or diesel car.
Worth doing
Whether driving a BMW 4 Series into a UK clean-air zone will cost you anything. Rules use the same Euro standard across most zones — petrol from 2006 and diesel from 2015 onwards are exempt; pure electric is always exempt.
| City | Area | Daily charge | Likely outcome |
|---|---|---|---|
| London | All of Greater London (within the M25) | £12.50 | Likely exempt Diesel from September 2015 meets Euro 6. |
| Birmingham | Inside the A4540 Middleway | £8.00 | Likely exempt Diesel from September 2015 meets Euro 6. |
| Bristol | City centre and part of the Portway | £9.00 | Likely exempt Diesel from September 2015 meets Euro 6. |
| Glasgow | City centre | — | Likely exempt Diesel from September 2015 meets Euro 6. |
| Edinburgh | City centre | — | Likely exempt Diesel from September 2015 meets Euro 6. |
| Aberdeen | City centre | — | Likely exempt Diesel from September 2015 meets Euro 6. |
| Dundee | City centre | — | Likely exempt Diesel from September 2015 meets Euro 6. |
Model-level guidance only. To check a specific registration, use the official gov.uk clean-air zone checker. Zone charges and boundaries are set by local councils and change over time.
What HMRC's Benefit-in-Kind charge looks like if you ran this BMW 4 Series as a company car, by tax year and income-tax band. Calculated from a CO₂ of 170 g/km, using £53,500 as the P11D value.
| Tax year | BIK % | Tax @ 20% | Tax @ 40% | Monthly @ 20% | Monthly @ 40% |
|---|---|---|---|---|---|
| 2025-26 | 37% | £3,959 | £7,918 | £330 | £660 |
| 2026-27 | 37% | £3,959 | £7,918 | £330 | £660 |
| 2027-28 | 38% | £4,066 | £8,132 | £339 | £678 |
| 2028-29 | 39% | £4,173 | £8,346 | £348 | £696 |
| 2029-30 | 39% | £4,173 | £8,346 | £348 | £696 |
P11D value is approximated from the latest new price; the exact figure on your tax code will depend on options fitted. The 4% diesel surcharge applies only to non-RDE2 (pre-2021) diesels — we assume RDE2 compliance for current models. Bands and rates from HMRC's Autumn Budget 2024 confirmation through 2029/30.
How well-supported BMW is across the UK — a practical read on how easy servicing, parts and warranty work will be to find.
Franchised UK dealers
~145
Large network
Premium mainstream
Network size relative to the UK's largest (BMW is 3.2% of all franchised outlets)
Servicing, parts and warranty work are easy to find UK-wide, and most independent garages know the brand well — which keeps maintenance competitive.
For context, the UK has roughly 4,500 franchised car-dealer outlets in total, plus about 15,500 independent garages.
Approximate figures, curated from public UK industry sources (NFDA, Car Dealer Magazine). Franchised networks shrink year on year — these indicate network size, not an exact count.
Length
4,400 mm
Width
1,850 mm
Height
1,300 mm
Kerb weight
1,500 kg
Boot
280–320 L
Fuel tank
48 L
Of every BMW 4 Series ever registered in the UK, this is what's actively on the road, parked off the road on a SORN, or gone for good.
Total ever registered
116,703
Currently taxed & on road
113,913
98% of all registered
SORN (off road)
2,790
2% of all registered
Scrapped or exported
0
UK fleet trend — 2014 to 2025
+0.8% vs 2024Source: DfT VEH0124 vehicle licensing statistics (year-end 2025) · Updated 1 Jul 2026
Common questions
Similar cars
Same underpinnings
Rear/all-wheel-drive longitudinal platform for BMW's 3-Series and above. Steel-aluminium hybrid construction. Different badges, often substantially different residuals, but broadly the same mechanicals and repair cost profile.
BMW Cluster Architecture · BMW
Common questions
Answers are generated from this car's Forecourt data — DVSA MOT records, DfT licensing statistics and our valuation model — and update with the weekly data refresh.