Ranked #193 car in the UK · Coupe · 1,284 units sold last year

BMW M4

The BMW M4 covers the F82 (to 2020) and the G82 (2021 on) - the two-door M3, sharper-looking and just as ferociously capable. Twin-turbo straight-six power, rear- or xDrive drive, and a chassis that rewards commitment make it a serious driver's coupe. The G82 trades some of the F82's rawness for breadth and pace; both are properly quick GT-coupes with real track ability.

BMW M4
Photo: Vauxford via Wikimedia Commons · CC BY-SA 4.0 · source
Body
Coupe
Years
2018–2026
Fuel
Petrol
Economy
28 mpg

combined

Insurance
Group 48

The short version

69/100

Forecourt score

Value 95 · Reliability 78 · Insurance 1

The BMW M4 holds its value well and is dearer to run than most. Its MOT-based reliability is excellent, 82 out of 100, ahead of 78% of the cars we track. On three-year value retention it ranks better than 95% of models.

The Forecourt score blends how this car ranks against the catalogue on value retention, reliability and insurance cost (weighted 40/40/20). Higher is better; running cost is not yet folded in.

Pick your version

Estimates are tuned to the version you choose.

Fuel

Petrol · 2993cc

Power

510 ps

Drivetrain

AWD

Cam drive

Chain

Quoted MPG

28 mpg

The volume M4. 3.0L S58 twin-turbo inline-6, 510 PS, 8-speed Steptronic, xDrive AWD. 3.5s 0-62. Coupe body. The M3 sister.

Tell us about the one you're looking at

2023
20182026
19,488 mi
0Expected: 19,488180k
good
PoorFairGoodExcellent

Tidy and well looked-after for its age — the typical car.

Remembered as you browse other cars.

Optional — fills in the exact year and ULEZ status for your specific car. The registration isn’t stored.

Estimated market value

How we got this number — click for the breakdown, or to challenge it.

£51,550

Range £42,900£60,800

medium confidence

When new (2023)£79,500Age-based value£55,650Mileage adjustment+£0Condition & region-£18Market calibration-£1,682Forecourt price£53,950Private sale£49,150Part-exchange£43,250
Holdthis 3-year-old

Fair value — depreciation is moderating.

At 19,488 miles it’s about the ~21,062 typical for a 3-year-old.

Seen one for sale?

£

A data-led guide from the depreciation curve, UK parc trend and reliability — not financial advice.

The depreciation curve

How a 2023-registration BMW M4 loses value over time.

What it costs to own

Over

Based on the 2023 car with 19,488 miles you entered above — worth about £51,550 today — here is the cost of owning it for the next 5 years, at roughly 6,496 miles a year.

5-year total

£25,705

Per year

£5,141

All-in per mile

£0.79

Fuel per mile

24.9p

If a company carAround £1,073/mo Benefit-in-Kind tax at the 40% rate (£537/mo at 20%) — 37% band

Depreciation£4,038
Fuel / energy£8,082
Servicing£2,570
Road tax£975
Insurance£10,040

If you're a company-car driver

At 37% BIK, a 40% taxpayer would pay about £1073/month in company-car tax (£537/month at 20%) — on top of the running costs above. Full BIK table below for context.

Best age to buy — around 5 years

A 5-year-old example loses roughly £5,550 a year — under half the £12,300 a one-year-old sheds. The steepest drop is behind it.

Uses current UK pump and home-charging prices (DESNZ weekly), typical-driver insurance and manufacturer service intervals. "Fuel per mile" is just the energy input — so an EV at ~9p and a diesel at ~22p make running-cost comparison direct. A guide; your own costs will vary.

How it compares

Where this car ranks against the 340 vehicles in our index — higher is better.

Holds its valuebetter than 95%
Reliabilitybetter than 78%
Fuel economybetter than 6%
Cheap to insurebetter than 1%

Percentile rank across our full index. A measure is shown only where the data spreads meaningfully across the index.

Petrol, diesel, hybrid or EV?

How the available versions compare on price, running cost, and the headaches each tends to develop.

M4 / Competition / CS / Convertible

Coupe sister to M3. Cross-shop Mercedes-AMG C 63 (now 4-cyl PHEV), Audi RS5, Porsche 718 Cayman GTS. Convertible variant adds open-top option.

New price
£90,000
Annual fuel / energy
£2,100
3-yr depreciation
36%

Watch for

  • ·Same as M3 — minimal
  • ·Tyre wear quick
  • ·Strong residuals

Fuel/energy costs based on this week’s UK averages (w/c 22/06/2026) · Petrol 153.3p/L, Diesel 172.5p/L, Electricity 27.0p/kWh · DESNZ

Estimated insurance

Group 48 of 50 (very high — top of the scale) · Comprehensive · 3 years NCB

Indicative annual comprehensive premiums for this car, by driver age band and risk profile. Pick the combination closest to your circumstances.

3 years
0 yearsBaseline: 3 years15+
Risk profile:

Estimated annual premium · typical, age 33-39

£2,008/ year

Roughly £167 per month

Typical

Average UK driver — 3 years NCB, average postcode, no recent claims.
Age bandLower riskTypicalHigher risk
Age 17-25£4,578£5,723£7,440
Age 26-32£2,390£2,811£3,430
Age 33-39Selected£1,767£2,008£2,369
Age 40-49£1,500£1,667£1,933
Age 50+£1,337£1,486£1,753

How we estimate this

Indicative annual comprehensive premium estimates. The 'Typical' figure represents an average UK driver in each age band; Lower and Higher risk show the realistic spread driven by factors UK insurers legitimately price on (postcode, occupation, claims history, NCB, voluntary excess, modifications). Based on 10,000 miles/yr, £250 voluntary excess, and the no-claims bonus selected above. Always get individual quotes before buying.

Expected annual costs

Adjust the annual mileage to match how you'll actually use the car. Insurance is what you selected above (age 33-39, typical risk, 3 yrs NCB).

6,496 mi/yr
2,000UK avg for this model: 6,49630,000

Routine service

£290

Annual main-dealer service

Major service

£280

Every 2 years, annualised

Road tax

£195

Standard rate, post year-one

Fuel

£1,571

28 mpg, £1.49/L

Insurance

£2,008

Age 33-39, group 48

Clean-air zones

ULEZ compliant
  • All petrol variants meet Euro 4 standards and are ULEZ compliant.

Based on London ULEZ standards — Birmingham, Bath, Bristol, Sheffield, Glasgow and other UK clean-air zones generally follow the same rules.

Total expected£4,344 / year

Excludes depreciation and unscheduled repairs (see next section).

Unexpected costs

What out-of-warranty repairs typically run, by mileage band. Your selected mileage is highlighted.

0-30k miles

£120

per year · low risk

30-60k miles

£360

per year · low risk

60-100k miles

£780

per year · medium risk

100k+ miles

£1,350

per year · high risk

Tyres

235/40 R18 · 245/35 R19

What a full set of four will cost you (including fit and balance), and which brand each tier of buyer should pick. A typical set lasts about 15,000 miles.

Budget

£400

set of 4, fitted · £85 per tyre

Mid-range

£580

set of 4, fitted · £130 per tyre

Premium

£840

set of 4, fitted · £195 per tyre

What to fit

Optional extras worth paying for

Factory options ranked by how much of their original cost they recover at resale. Anything above 70% return tends to make money back; below 40% is paying for your own enjoyment.

OptionNew costAdded used valueReturn

Tow bar (factory-fit)

Niche, but the buyers who want one will pay for it.

£650£45069%

Parking sensors & reversing camera

Near-expected now — its absence costs more than its presence returns.

£500£30060%

Heated seats / cold-weather pack

£450£20044%

Adaptive / matrix LED headlights

£900£40044%

Metallic or premium paint

Almost universal — an unusual colour is the bigger resale risk.

£600£20033%

Panoramic / opening roof

£1,100£35032%

Advanced driver-assistance pack

£1,500£45030%

Larger alloy wheels

£700£20029%

Premium sound system

£800£20025%

Parts most likely to fail

Drawn from owner reports and warranty data. Filtered for relevance to 19,488 miles.

Watch now

Failure typically happens around your current mileage.

Upcoming

A known weak point — but you haven't reached its usual mileage yet.

Already due

Past its usual failure mileage. Either already fixed, or about to.

Tyres & wheelsUpcoming

Typical at over 100k milesCost £80-£500medium severityParts high

Recorded in 7.5% of MOT tests over 100k miles — from 96,207 DVSA MOT tests analysed.

SuspensionUpcoming

Typical at over 100k milesCost £150-£450low severityParts high

Recorded in 4.4% of MOT tests over 100k miles — from 96,207 DVSA MOT tests analysed.

BrakesUpcoming

Typical at over 100k milesCost £150-£500medium severityParts high

Recorded in 2.1% of MOT tests over 100k miles — from 96,207 DVSA MOT tests analysed.

Identification & otherUpcoming

Typical at under 30k milesCost £20-£150low severityParts high

Recorded in 0.9% of MOT tests under 30k miles — from 96,207 DVSA MOT tests analysed.

EmissionsUpcoming

Typical at over 100k milesCost £150-£800medium severityParts high

Recorded in 1.2% of MOT tests over 100k miles — from 96,207 DVSA MOT tests analysed.

Driver's viewUpcoming

Typical at over 100k milesCost £60-£300low severityParts high

Recorded in 0.9% of MOT tests over 100k miles — from 96,207 DVSA MOT tests analysed.

"Parts low/medium/high" indicates how easy the replacement part is to source — discontinued or specialist parts mean longer workshop time and bigger bills.

MOT outlook

How this model fares at its MOT as it ages — from 99,246 real DVSA test records.

MOT pass rate by age

A 3-year-old M4 passes its MOT 88.9% of the time; by 12 years that has slipped to 87.7%. The y-axis is zoomed to this model’s range so the trend is readable.

Longevity

0%of 12-year-old examples are still taxed and on the road — a useful read on how well the model lasts.

From 1,361 vehicles registered in 2014.

Survival by registration year

25%50%75%100%20142026

Each point is one registration cohort. Older cars on the left, newer on the right. A flatter line means the model holds up over time; a steep drop means cohorts disappear from UK roads faster.

What’s on the road

The fuel-type split of every M4 currently MOT’d in the UK. From 19,127 vehicles.

  • Petrol 98.0%
  • Other 2.0%

Common MOT failures by mileage

The defect categories this M4 fails on most often, and how the failure rate climbs as the miles add up — from the same DVSA test records.

Category0-30k30-60k60-100k100k+
Tyres & wheels6%6%7%7%
Suspension1%3%4%4%
Brakes1%1%2%
Identification & other1%1%1%1%
Emissions1%1%1%
Driver's view1%1%1%

Share of MOT tests in each mileage band with at least one defect in that category. The peak band for each is highlighted.

Typical mileage by age

The average odometer reading for a M4 at MOT, by age — measured from the same DVSA records, not assumed. A useful yardstick for whether a given car has done more or fewer miles than its age suggests.

  • 1 yr14,049
  • 2 yr16,981
  • 3 yr21,062
  • 4 yr26,857
  • 5 yr32,525
  • 6 yr37,951
  • 7 yr43,569
  • 8 yr48,700
  • 9 yr54,012
  • 10 yr59,640
  • 11 yr63,473
  • 12 yr68,300

Mean recorded mileage at MOT by vehicle age, from DVSA test records (ages with at least 10 tests shown).

Reliability

82/ 100

Excellent

Composite of MOT pass rate, defect prevalence and cohort survival from 96,207 tests — high confidence.

MOT outlook · age 5 years

89%first-time pass rate

82th percentileBetter than most comparable cars

Based on 14,377 MOT tests · ranked against 248 catalogue models with comparable data

Where this car sits in the catalogue

0%50%90%

Pass-rate distribution across 248 catalogue models

Things owners say

  • 01The Competition is the volume choice; rear-drive manual G82s are the enthusiast's pick.
  • 02Carbon bucket seats (optional) look fantastic but are firm and awkward for some - try before buying.
  • 03Tyres, brakes and servicing are costly - budget for consumables on any hard-driven example.

Safety recalls

Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the BMW M4, or your exact vehicle, has any outstanding recalls on the official DVSA service.

Check on GOV.UK

Opens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.

Theft risk

A general indicator from UK 2025 theft data and this car’s characteristics — not a prediction for any one vehicle.

Whole-car theft

Higher

Higher-value cars like this are relay-theft targets — keyless entry can be exploited from the driveway in under a minute.

Parts theft

Around average

Parts-theft risk is around average — catalytic-converter theft is the main thing to be aware of on any petrol or diesel car.

Worth doing

  • Keep keys in a Faraday pouch and away from the front door to block relay attacks.
  • A visible steering lock is a cheap, strong deterrent on a frequently-targeted car.

Clean-air zones

Whether driving a BMW M4 into a UK clean-air zone will cost you anything. Rules use the same Euro standard across most zones — petrol from 2006 and diesel from 2015 onwards are exempt; pure electric is always exempt.

Charging zones for cars

CityAreaDaily chargeLikely outcome
LondonAll of Greater London (within the M25)£12.50
Likely exempt
Petrol from 2006 meets Euro 4.
BirminghamInside the A4540 Middleway£8.00
Likely exempt
Petrol from 2006 meets Euro 4.
BristolCity centre and part of the Portway£9.00
Likely exempt
Petrol from 2006 meets Euro 4.
GlasgowCity centre
Likely exempt
Petrol from 2006 meets Euro 4.
EdinburghCity centre
Likely exempt
Petrol from 2006 meets Euro 4.
AberdeenCity centre
Likely exempt
Petrol from 2006 meets Euro 4.
DundeeCity centre
Likely exempt
Petrol from 2006 meets Euro 4.

Zones that don't charge private cars

  • BathCity centre (Private cars and motorbikes are not charged).
  • BradfordOuter ring road and the Aire Valley (Private cars are not charged).
  • SheffieldInside the A61 inner ring road (Private cars are not charged).
  • Newcastle & GatesheadCity centres and the Tyne, Swing, High Level and Redheugh bridges (Private cars are not charged).
  • PortsmouthPart of the city centre (Applies to taxis, PHVs, buses, coaches and HGVs only).

Model-level guidance only. To check a specific registration, use the official gov.uk clean-air zone checker. Zone charges and boundaries are set by local councils and change over time.

Company car tax

What HMRC's Benefit-in-Kind charge looks like if you ran this BMW M4 as a company car, by tax year and income-tax band. Calculated from a CO₂ of 230 g/km, using £87,000 as the P11D value.

Tax yearBIK %Tax @ 20%Tax @ 40%Monthly @ 20%Monthly @ 40%
2025-2637%£6,438£12,876£537£1,073
2026-2737%£6,438£12,876£537£1,073
2027-2838%£6,612£13,224£551£1,102
2028-2939%£6,786£13,572£566£1,131
2029-3039%£6,786£13,572£566£1,131

P11D value is approximated from the latest new price; the exact figure on your tax code will depend on options fitted. The 4% diesel surcharge applies only to non-RDE2 (pre-2021) diesels — we assume RDE2 compliance for current models. Bands and rates from HMRC's Autumn Budget 2024 confirmation through 2029/30.

Servicing & the dealer network

How well-supported BMW is across the UK — a practical read on how easy servicing, parts and warranty work will be to find.

Franchised UK dealers

~145

Large network

Premium mainstream

Network size relative to the UK's largest (BMW is 3.2% of all franchised outlets)

Servicing, parts and warranty work are easy to find UK-wide, and most independent garages know the brand well — which keeps maintenance competitive.

For context, the UK has roughly 4,500 franchised car-dealer outlets in total, plus about 15,500 independent garages.

Approximate figures, curated from public UK industry sources (NFDA, Car Dealer Magazine). Franchised networks shrink year on year — these indicate network size, not an exact count.

Dimensions & weight

Length

4,400 mm

Width

1,850 mm

Height

1,300 mm

Kerb weight

1,500 kg

Boot

280–320 L

Fuel tank

48 L

How many are still out there

Of every BMW M4 ever registered in the UK, this is what's actively on the road, parked off the road on a SORN, or gone for good.

Total ever registered

21,245

Currently taxed & on road

20,019

94% of all registered

SORN (off road)

1,226

6% of all registered

Scrapped or exported

0

UK fleet trend — 2014 to 2025

+4.6% vs 2024
1,19220,019

Source: DfT VEH0124 vehicle licensing statistics (year-end 2025) · Updated 1 Jul 2026

Common questions

BMW M4, answered

Is the BMW M4 ULEZ compliant?
Most petrol BMW M4s from 2006 and diesels from September 2015 meet the Euro standards for London ULEZ and other UK clean-air zones, so they are generally exempt from the daily charge. Pure-electric versions are always exempt.
What insurance group is the BMW M4 in?
The BMW M4 sits in insurance group 48 of 50, towards the pricier end of the scale. Your actual premium still depends on age, postcode, annual mileage and no-claims history.
Is the BMW M4 reliable?
Our reliability score for the BMW M4 is 82 out of 100 (excellent), derived from DVSA MOT records, with a first-time MOT pass rate of about 89% at the reference age.
What economy does the BMW M4 get?
Expect roughly around 28 mpg combined for a typical BMW M4, based on official figures and our running-cost model. Real-world figures vary with driving style, load and conditions.
What are the common problems on the BMW M4?
On the BMW M4, the issues that come up most by mileage include Tyres & wheels, Suspension and Brakes. The section above breaks down each one with its typical mileage, repair cost and severity.
How many BMW M4s are on UK roads?
About 20,019 BMW M4s are currently taxed and on the road in the UK, from DfT vehicle-licensing data.

Same underpinnings

Built on the BMW CLAR platform

Rear/all-wheel-drive longitudinal platform for BMW's 3-Series and above. Steel-aluminium hybrid construction. Different badges, often substantially different residuals, but broadly the same mechanicals and repair cost profile.

BMW Cluster Architecture · BMW

Common questions

BMW M4, answered from the data

Is the BMW M4 reliable?
The BMW M4 scores 82/100 on Forecourt's MOT-based reliability measure, ahead of 82% of the cars we track. That is computed from 99,246 real DVSA MOT test results.
How much does a used BMW M4 cost?
A 2023 BMW M4 with around 19,488 miles is worth roughly £51,550 today (typical range £45,000–£58,100). Dealer forecourt prices sit higher and part-exchange offers lower; newer or lower-mileage examples cost more.
How quickly does the BMW M4 depreciate?
A new BMW M4 typically loses about 30% of its value over the first three years, then depreciates more slowly. Buying at three to five years old avoids the steepest part of the curve.
What insurance group is the BMW M4?
The BMW M4 sits in insurance group 48 of 50 — the more expensive end of the scale. Exact premiums depend on the trim (some versions sit a few groups higher or lower), your age, postcode and no-claims history.
What goes wrong on a used BMW M4?
The most common age-related issues we track for the BMW M4 are: tyres & wheels (typically around over 100k miles, £80-£500 to put right); suspension (typically around over 100k miles, £150-£450 to put right); brakes (typically around over 100k miles, £150-£500 to put right). A full service history and a recent MOT with no advisories are the best protection.
What does the BMW M4 cost to run?
Expect around 28 mpg combined, £195 a year in road tax, about £290 for a standard annual service. The full cost-of-ownership table above breaks this down per year and per mile for the exact year and mileage you choose.

Answers are generated from this car's Forecourt data — DVSA MOT records, DfT licensing statistics and our valuation model — and update with the weekly data refresh.

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