Ranked #122 car in the UK · Crossover SUV · 12,546 units sold last year
The Cupra Formentor (2020 on) is the brand's standalone crossover - the car that established Cupra as more than a hot SEAT, with sharp styling and a sporty drive. UK cars are petrol and plug-in hybrid, from sensible to the riotous 333bhp VZ5. Good to drive, distinctive and well-equipped, it's a characterful alternative to the obvious compact crossovers, blending family practicality with a genuine performance flavour.
combined
The short version
Forecourt score
Value 43 · Reliability 91 · Insurance 71
The Cupra Formentor holds its value about averagely and costs about average to run. Its MOT-based reliability is excellent, 87 out of 100, ahead of 91% of the cars we track. On three-year value retention it ranks better than 43% of models.
The Forecourt score blends how this car ranks against the catalogue on value retention, reliability and insurance cost (weighted 40/40/20). Higher is better; running cost is not yet folded in.
Estimates are tuned to the version you choose.
Fuel
Petrol · 1498cc
Power
150 ps
Drivetrain
FWD
Cam drive
Dry belt
Quoted MPG
44 mpg
The volume Formentor. 1.5 TSI 150 (EA211 evo) - Golf 1.5 engine in Cupra clothes. Belt-driven; scheduled service item.
Tidy and well looked-after for its age — the typical car.
Remembered as you browse other cars.
Optional — fills in the exact year and ULEZ status for your specific car. The registration isn’t stored.
Estimated market value
How we got this number — click for the breakdown, or to challenge it.£19,350
Range £16,200 – £22,750
medium confidence
Fair value — depreciation is moderating.
At 27,741 miles it’s about the ~28,077 typical for a 3-year-old.
Seen one for sale?
A data-led guide from the depreciation curve, UK parc trend and reliability — not financial advice.
How a 2023-registration Cupra Formentor loses value over time.
Based on the 2023 car with 27,741 miles you entered above — worth about £19,350 today — here is the cost of owning it for the next 5 years, at roughly 9,247 miles a year.
5-year total
£19,697
Per year
£3,939
All-in per mile
£0.43
Fuel per mile
18.3p
Best age to buy — around 5 years
A 5-year-old example loses roughly £2,600 a year — under half the £5,900 a one-year-old sheds. The steepest drop is behind it.
Uses current UK pump and home-charging prices (DESNZ weekly), typical-driver insurance and manufacturer service intervals. "Fuel per mile" is just the energy input — so an EV at ~9p and a diesel at ~22p make running-cost comparison direct. A guide; your own costs will vary.
Where this car ranks against the 340 vehicles in our index — higher is better.
Percentile rank across our full index. A measure is shown only where the data spreads meaningfully across the index.
How the available versions compare on price, running cost, and the headaches each tends to develop.
Cupra's volume hybrid SUV-crossover. Cross-shop SEAT Ateca (sister, cheaper), VW T-Roc R, BMW X2 M35i. The Formentor put Cupra on the map — distinctive design + proper performance + PHEV option.
Watch for
VZ3 is the Golf R crossover. VZ5 (2.5 TSI 390 PS) is the hot Audi RS-rival from Cupra. Cross-shop Audi SQ2, BMW X2 M35i, Mercedes-AMG GLA 35. The VZ Formentor is genuine high-performance under a niche brand.
Watch for
Fuel/energy costs based on this week’s UK averages (w/c 22/06/2026) · Petrol 153.3p/L, Diesel 172.5p/L, Electricity 27.0p/kWh · DESNZ
Group 17 of 50 (mid — around the UK average) · Comprehensive · 3 years NCB
Indicative annual comprehensive premiums for this car, by driver age band and risk profile. Pick the combination closest to your circumstances.
Estimated annual premium · typical, age 33-39
£892/ year
Roughly £74 per month
Typical
Average UK driver — 3 years NCB, average postcode, no recent claims.| Age band | Lower risk | Typical | Higher risk |
|---|---|---|---|
| Age 17-25 | £2,034 | £2,542 | £3,305 |
| Age 26-32 | £1,061 | £1,249 | £1,524 |
| Age 33-39Selected | £785 | £892 | £1,053 |
| Age 40-49 | £666 | £740 | £859 |
| Age 50+ | £594 | £660 | £779 |
How we estimate this
Indicative annual comprehensive premium estimates. The 'Typical' figure represents an average UK driver in each age band; Lower and Higher risk show the realistic spread driven by factors UK insurers legitimately price on (postcode, occupation, claims history, NCB, voluntary excess, modifications). Based on 10,000 miles/yr, £250 voluntary excess, and the no-claims bonus selected above. Always get individual quotes before buying.
Adjust the annual mileage to match how you'll actually use the car. Insurance is what you selected above (age 33-39, typical risk, 3 yrs NCB).
Routine service
£185
Annual main-dealer service
Major service
£210
Every 2 years, annualised
Road tax
£195
Standard rate, post year-one
Fuel
£1,424
38 mpg, £1.49/L
Insurance
£892
Age 33-39, group 17
Clean-air zones
✓ ULEZ compliantBased on London ULEZ standards — Birmingham, Bath, Bristol, Sheffield, Glasgow and other UK clean-air zones generally follow the same rules.
Excludes depreciation and unscheduled repairs (see next section).
What out-of-warranty repairs typically run, by mileage band. Your selected mileage is highlighted.
0-30k miles
£80
per year · low risk
30-60k miles
£240
per year · low risk
60-100k miles
£520
per year · medium risk
100k+ miles
£900
per year · high risk
205/60 R16 · 215/55 R17 · 225/45 R18
What a full set of four will cost you (including fit and balance), and which brand each tier of buyer should pick. A typical set lasts about 24,000 miles.
Budget
£300
set of 4, fitted · £60 per tyre
Mid-range
£440
set of 4, fitted · £95 per tyre
Premium
£620
set of 4, fitted · £140 per tyre
Factory options ranked by how much of their original cost they recover at resale. Anything above 70% return tends to make money back; below 40% is paying for your own enjoyment.
| Option | New cost | Added used value | Return |
|---|---|---|---|
Tow bar (factory-fit) Niche, but the buyers who want one will pay for it. | £650 | £450 | 69% |
Parking sensors & reversing camera Near-expected now — its absence costs more than its presence returns. | £500 | £300 | 60% |
Heated seats / cold-weather pack | £450 | £200 | 44% |
Metallic or premium paint Almost universal — an unusual colour is the bigger resale risk. | £600 | £200 | 33% |
Panoramic / opening roof | £1,100 | £350 | 32% |
Larger alloy wheels | £700 | £200 | 29% |
Drawn from owner reports and warranty data. Filtered for relevance to 27,741 miles.
Watch now
Failure typically happens around your current mileage.
Upcoming
A known weak point — but you haven't reached its usual mileage yet.
Already due
Past its usual failure mileage. Either already fixed, or about to.
Recorded in 5.6% of MOT tests 60k-100k miles — from 74,728 DVSA MOT tests analysed.
Recorded in 7.8% of MOT tests over 100k miles — from 74,728 DVSA MOT tests analysed.
Recorded in 1.8% of MOT tests 30k-60k miles — from 74,728 DVSA MOT tests analysed.
Recorded in 1.5% of MOT tests 60k-100k miles — from 74,728 DVSA MOT tests analysed.
Recorded in 1.1% of MOT tests over 100k miles — from 74,728 DVSA MOT tests analysed.
Recorded in 0.9% of MOT tests 60k-100k miles — from 74,728 DVSA MOT tests analysed.
"Parts low/medium/high" indicates how easy the replacement part is to source — discontinued or specialist parts mean longer workshop time and bigger bills.
Euro NCAP's independent crash-test rating for the Cupra Formentor, from its 2021 assessment.
The passenger compartment of the CUPRA Formentor remained stable in the frontal offset test.
Independent crash-test data from Euro NCAP. Star ratings reflect the test protocol of the year shown — newer protocols are stricter, so a 5-star from 2024 represents a higher bar than a 5-star from 2014.
How this model fares at its MOT as it ages — from 76,384 real DVSA test records.
MOT pass rate by age
A 3-year-old Formentor passes its MOT 90.5% of the time; by 6 years that has risen to 96%. The y-axis is zoomed to this model’s range so the trend is readable.
Longevity
Not enough older examples yet to gauge longevity.
Survival by registration year
Each point is one registration cohort. Older cars on the left, newer on the right. A flatter line means the model holds up over time; a steep drop means cohorts disappear from UK roads faster.
What’s on the road
The fuel-type split of every Formentor currently MOT’d in the UK. From 58,798 vehicles.
Common MOT failures by mileage
The defect categories this Formentor fails on most often, and how the failure rate climbs as the miles add up — from the same DVSA test records.
| Category | 0-30k | 30-60k | 60-100k | 100k+ |
|---|---|---|---|---|
| Tyres & wheels | 4% | 5% | 6% | 7% |
| Suspension | 1% | 2% | 4% | 7% |
| Brakes | — | 2% | 2% | 1% |
| Driver's view | 1% | 1% | 2% | — |
| Lighting & signalling | 1% | 1% | 1% | 1% |
| Seat belts & restraints | 1% | 1% | 1% | — |
Share of MOT tests in each mileage band with at least one defect in that category. The peak band for each is highlighted.
Typical mileage by age
The average odometer reading for a Formentor at MOT, by age — measured from the same DVSA records, not assumed. A useful yardstick for whether a given car has done more or fewer miles than its age suggests.
Mean recorded mileage at MOT by vehicle age, from DVSA test records (ages with at least 10 tests shown).
Excellent
Composite of MOT pass rate, defect prevalence and cohort survival from 74,728 tests — high confidence.
MOT outlook · age 5 years
85th percentile — Better than most comparable cars
Based on 2,595 MOT tests · ranked against 248 catalogue models with comparable data
Where this car sits in the catalogue
Pass-rate distribution across 248 catalogue models
Safety recalls
Manufacturers occasionally issue safety recalls to fix a fault free of charge. You can check whether the Cupra Formentor, or your exact vehicle, has any outstanding recalls on the official DVSA service.
Check on GOV.UKOpens the Driver & Vehicle Standards Agency recall checker. Choose the make, model and year of manufacture — no registration needed.
A general indicator from UK 2025 theft data and this car’s characteristics — not a prediction for any one vehicle.
Whole-car theft
Higher
Desirable SUVs like this are relay-theft targets — keyless entry can be exploited from the driveway in under a minute.
Parts theft
Higher
Hybrid versions are a catalytic-converter target — a hybrid cat is rich in precious metals and can be cut out in about a minute.
Worth doing
Whether driving a Cupra Formentor into a UK clean-air zone will cost you anything. Rules use the same Euro standard across most zones — petrol from 2006 and diesel from 2015 onwards are exempt; pure electric is always exempt.
| City | Area | Daily charge | Likely outcome |
|---|---|---|---|
| London | All of Greater London (within the M25) | £12.50 | Likely exempt Petrol from 2006 meets Euro 4. |
| Birmingham | Inside the A4540 Middleway | £8.00 | Likely exempt Petrol from 2006 meets Euro 4. |
| Bristol | City centre and part of the Portway | £9.00 | Likely exempt Petrol from 2006 meets Euro 4. |
| Glasgow | City centre | — | Likely exempt Petrol from 2006 meets Euro 4. |
| Edinburgh | City centre | — | Likely exempt Petrol from 2006 meets Euro 4. |
| Aberdeen | City centre | — | Likely exempt Petrol from 2006 meets Euro 4. |
| Dundee | City centre | — | Likely exempt Petrol from 2006 meets Euro 4. |
Model-level guidance only. To check a specific registration, use the official gov.uk clean-air zone checker. Zone charges and boundaries are set by local councils and change over time.
How well-supported Cupra is across the UK — a practical read on how easy servicing, parts and warranty work will be to find.
Franchised UK dealers
~90
Solid network
Sporty mainstream
Network size relative to the UK's largest (Cupra is 2% of all franchised outlets)
A solid network — a franchised dealer is usually within reasonable reach, and independent garages are generally familiar with the brand.
For context, the UK has roughly 4,500 franchised car-dealer outlets in total, plus about 15,500 independent garages.
Approximate figures, curated from public UK industry sources (NFDA, Car Dealer Magazine). Franchised networks shrink year on year — these indicate network size, not an exact count.
Length
4,350 mm
Width
1,810 mm
Height
1,560 mm
Kerb weight
1,400 kg
Boot
420–1,300 L
Fuel tank
48 L
Of every Cupra Formentor ever registered in the UK, this is what's actively on the road, parked off the road on a SORN, or gone for good.
Total ever registered
53,053
Currently taxed & on road
52,758
99% of all registered
SORN (off road)
295
1% of all registered
Scrapped or exported
0
UK fleet trend — 2020 to 2025
+29.1% vs 2024Source: DfT VEH0124 vehicle licensing statistics (year-end 2025) · Updated 1 Jul 2026
Common questions
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Common questions
Answers are generated from this car's Forecourt data — DVSA MOT records, DfT licensing statistics and our valuation model — and update with the weekly data refresh.